1. The loan applicant is unable to repay the loan on time due to insufficient repayment ability.

2. The lender's willingness to repay is low, and there is no clear concept of repayment, which leads to the weak willingness to repay and the inability to complete repayment.

Lenders charge interest on loans that cannot be repaid within the time limit stipulated in the loan contract; If the principal and interest cannot be repaid or executed, it shall be urged to repay or bring a lawsuit.

The borrower shall negotiate with the lender when repaying the loan in advance.