In most cases, if students need to apply for personal student loans, they generally need to apply for related products through the school. Because of the cooperation between the school and the bank itself, student loans also require students to apply through the endorsement of the school. After students submit all the materials, the approval process of student loans is generally very fast.
1. What is a student loan?
Generally speaking, student loans are student loans from students. In order to further ensure the educational needs of students, students with financial difficulties can complete their studies by applying for student loans. Student loans have relatively low requirements for students. As long as students can meet the relevant admission materials, students can apply for personal student loans through the school.
Two, the audit time of student loans is generally 7~ 15 days.
This review time refers to the review time after the students submit all the materials. Before this, students need to submit their real name information to the school, and also need to provide specific family income according to the requirements of the school. After the students pass the preliminary examination of the school, the school will submit a unified application for student loans, and the bank will review all the student information within 7~ 15 days.
Third, the student loan will be directly credited to the bank card designated by the student.
The threshold for applying for student loans is very low. As long as there is no problem with the student's status and real name information, you can basically apply for a student loan. After the bank has reviewed all the materials, it will inform the students of the loan application through the school, and students can also check their application progress through the official WeChat account of the relevant bank. After the audit is completed, the bank will lend money to the students within 1~3 working days, and will also transfer the money to the bank card account designated by the students.
To sum up, the audit time of student loans is usually 7~ 15 days, which is very efficient.