The opinion puts forward to support self-occupied and improved housing consumption. Since the implementation of this opinion, individuals who purchase the first set of newly-built commercial housing (144 square meters or more) will be given a subsidy of 50% of the deed tax paid on the basis of the contract signed by the commercial housing network and the purchase tax invoice; Individuals who purchase the first set of newly-built ordinary commodity housing (144 square meters and below) will be subsidized according to 70% of the deed tax paid.
According to the document, in order to support the second-hand housing transactions, Xingcheng will give 50% income tax subsidies to individuals who trade second-hand ordinary commercial housing.
The "Opinions" promulgated the purchase policy of villagers in urban villages in built-up areas. Individuals who buy the first set of commercial housing in villages within the built-up area of Xingcheng will be subsidized according to 100% of the deed tax paid; 30% personal income tax subsidy will be given for second-hand housing transactions with no more than 5 years. In the future, villagers in villages in the city will agree to implement the national policies and standards for demolition compensation, and issue a letter of commitment to the local town or street to implement the national policies and standards for demolition compensation. Built-up areas refer to hot springs, ancient cities, Ningyuan, Sijiatun, Chrysanthemum Street and Caozhuang Town.
Grant talent subsidies. In terms of housing support for talents, a one-time housing subsidy of 1 10,000 yuan will be granted to all kinds of talents who buy the first set of housing (including new commercial housing and second-hand housing) in urban areas.
Xingcheng will also appropriately reduce the down payment ratio of commercial loans. Banks appropriately reduce the down payment ratio of first-time buyers according to the credit situation, and the down payment ratio is reduced from 30% to 20%. For families who own a house and have settled the corresponding housing loan, the bank will implement the first home loan policy when they apply for loans to buy ordinary commercial housing again to improve their living conditions.
Give policy support to families with two or more children to buy houses. On the basis of the existing policy, the provident fund department and the financial department will implement the second set of housing loans according to the first set of housing loan standards for families with two children and three children who meet the national birth policy. Property buyers with housing provident fund loans and bank mortgage loans will purchase a third home according to the second home loan standard during the policy period.
Hold a housing exhibition. On the premise of implementing epidemic prevention and control measures, we will hold real estate exhibition fairs, adopt a combination of online and offline methods, strengthen policy propaganda, strengthen convenience services and promote housing consumption. In the housing fair during the purchase, in accordance with the signing of the contract for the record and the purchase of tax invoices to pay 80% of the deed tax subsidies.
The document shows that it is allowed to delay the payment of supporting fees for urban infrastructure. When the enterprise is handling the construction permit, the Municipal Housing and Urban-Rural Development Bureau will suspend the collection of supporting fees for urban infrastructure, mortgage the house with the real estate registration certificate and without any other mortgage, and register and establish the mortgage right according to law. Pay in full within one month after handling the pre-sale permit at the payment time node.
Support the reasonable financing needs of enterprises. For real estate enterprises that are greatly affected by the epidemic and temporarily encounter difficulties, financial institutions will not blindly lend, cut off loans or suppress loans, and support enterprises to maintain the stability of the capital chain. For real estate enterprises that are seriously affected by the epidemic and have difficulty in repaying due loans, financial institutions are encouraged to extend or renew loans in a market-oriented way and continue to provide financial support for enterprises. Provide financing support for powerful and reputable real estate development enterprises to merge and reorganize related enterprises or projects.