Loans for business purposes shall be used correctly according to the purposes agreed in the corresponding loan contract and financing contract signed between the customer and the bank (hereinafter referred to as "loan contract"), and can only be used for legitimate business activities, and shall not be used for illegal fields such as real estate, securities, wealth management or other purposes not agreed in the corresponding loan contract, and shall not engage in illegal business activities. In case of violation of the corresponding loan contract signed between the customer and the bank, the bank has the right to immediately recover the loan, reduce the credit line and take other measures agreed in the loan contract, and the customer will also bear the legal responsibilities under the corresponding loan contract.

Legal basis:

Article 175-1 of the Criminal Law of People's Republic of China (PRC) obtains loans, acceptance bills, letters of credit and guarantees from banks or other financial institutions by deception, thus causing heavy losses to banks or other financial institutions or other serious circumstances, he shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.