Secondly, if you say: I just gave them the card number! Long time no see. Call them and ask them They said they had been with them! Then you continue to call and ask, saying that the bill hasn't arrived yet, or you can go to the bank counter to check it yourself, print out a detailed bill and confront the insurance company. It's no use asking here. If you lose money, you will run away.
Thirdly, under normal circumstances, the insurance company can pay the paid insurance money within 3 to 7 days after reviewing the claim materials, but this is under the condition that the claim materials are prepared truly and fully and the claim is not fraudulent. In the face of complex cases, such as claims for chronic diseases, major diseases or auto insurance accidents, it may take more than one month to complete the claims, which requires detailed claims investigation.
The conditions that affect the payment time of insurance companies are as follows:
1, the time when the insured reported the case. Under normal circumstances, an insurance accident should be reported to the insurance company immediately. If you don't report the case as soon as possible, it will affect the time for insurance companies to investigate and collect evidence. Even after a certain period of time, the insurance company's compensation will take longer to arrive, and it may refuse to pay compensation because of insufficient evidence.
2. The amount of compensation. The less the amount payable, the shorter the review time; The more money, the stricter the audit, and the more time it takes. For example, the insurance premium is less than 2000 yuan, which can be received within 24 hours.
3. Whether the claim materials are ready to be improved. For different situations, claim materials should be prepared according to the requirements of insurance companies. Only when the materials are prepared comprehensively and truly can they be approved quickly.
Therefore, the time when the insurance company's money arrives at the bank is uncertain, and the specific time is related to the amount of money and the speed at which the bank handles business. If the insurance company pays a small amount, it can be paid within 24 hours at the earliest. If the amount is large, it may take 3-5 working days to arrive. If the insurance company pays on holidays, Saturdays and Sundays, the bank will handle the transfer business on the first working day after the holiday, and the arrival time will be postponed.