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Does medical e-loan depend on credit report?

Any loan has very strict requirements on credit reporting. If the credit reporting is not good, it will affect the loan business. "Medical e-Loan" is a purely online personal consumption loan product launched by Agricultural Bank of China for medical staff.

Requirements for admitted customers (1) Be 22 years old or older, not more than 59 years old and one year (or more) away from the legal retirement age, and hold a legal and valid identity document; (2) Be a regular employee of the above-mentioned medical institution , and have worked in this unit for more than one year (inclusive); (3) Not illegally engaged in private lending, illegal fund-raising, organized crime and other illegal financial activities; (4) Not involved in anti-money laundering, terrorist financing, proliferation financing, tax evasion , sanctions and other behaviors.