1. Go to the bank’s credit manager and you can use it after approval. It takes about a month, and all you need is your ID card and salary statement.

2. CCB’s special installment quota is a special quota provided to CCB Long Card credit card holders upon application, which is independent of the personal credit limit. Cardholders can purchase decoration and building materials, furniture and home appliances, home appliances, department stores, and travel. This special quota can be used when purchasing goods or services from designated CCB installment merchants in industries such as wedding, education and training. Data expansion:

1. Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the bank pays the merchant a one-time payment for the goods (or services) purchased by the cardholder, and then The process of allowing cardholders to repay the loan in installments to the bank and pay handling fees. The bank will deduct the consumption funds and handling fees in installments from the cardholder's credit card account based on the cardholder's application, and the cardholder will repay according to the monthly credit amount.

2. Generally speaking, the one-year credit card installment fee is lower than the one-year cash withdrawal interest of 18, and higher than the bank's one-year commercial loan interest of 5.31. It is worth mentioning that commercial bank loan interest rates have been reduced several times since last year, but the standards for credit card installment fees and cash withdrawal interest have rarely changed. Although the standards for credit card installment payment fees vary from bank to bank, the calculation method is roughly the same.

Data source: Baidu entry credit card installment payment