The guarantor of the provident fund loan can be changed according to law, and the change shall be examined and approved by the loan review team; The management center sorts out the change data and informs the applicant of the examination and approval opinions; The guarantor shall go through the formalities of guarantee change at the undertaking bank within the prescribed time limit; After the change procedures are completed, the undertaking bank will inform the management center of the results.

Legal objectivity:

Regulations on the administration of housing provident fund

Article 26

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant;

Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.