Need to transfer.
As long as you have a debit card of CCB, the loan funds will be transferred to your debit card, and then you can use your loan funds by swiping your card, transferring money or withdrawing cash.
The application conditions of CCB's fast loan include the following four aspects: 1. The financial assets owned by customers with financial assets in CCB include deposits, wealth management products, national debt and other assets that can prove the applicant's financial resources. All these can reduce the risk of borrowers. 2. CCB housing loan customers can also apply for CCB fast loans if they have handled mortgage housing loans in CCB. 3. CCB private banking customers CCB private banking customers have certain standards. Want to know the standards of private customers of CCB, please consult 95533 for details. 4. Other customers.
Can I get a loan by building a bank card?
You can't just build a bank card to make a loan, and you can apply for a loan only if you meet the bank's loan conditions. Bank loan refers to an economic behavior that banks lend funds to people in need at a certain interest rate according to national policies and return them within the agreed time limit. Due to different loan types, the conditions and materials for applying for loans are also different.
Extended data:
The requirements for bank loans and personal loans are as follows:
Banks require borrowers to have second-generation ID cards, stable work certificates, income certificates, loan use certificates and good personal credit status, which has certain restrictions on borrowers' income. Usually, the borrower is required to have an average monthly income of not less than 4,000 yuan.
After submitting relevant application materials, banks can apply for loans with a monthly income of 5-8 times, that is, unsecured loans and new loans from Ping An Bank.