Yes. The housing provident fund can be withdrawn in cash directly, but you need to follow the following steps: 1. Withdrawal on divorce and retirement: 1. Personal ID card and copy. 2. Divorce and retirement approval documents and copies. 3. The unit's financial personnel will bring the above information, unit receipts, and unit seals to the center to handle account cancellation withdrawals, and a withdrawal form must be filled out. 2. Going abroad and settling abroad: 1. The employee’s personal application report must be approved by the unit and stamped with the official seal. 2. Personal ID card and copy. 3. Documents and copies of certifications approved by relevant departments for emigration abroad, Hong Kong, Macao and Taiwan, and the mainland. 4. The unit's financial personnel will bring the above information, unit receipts, and unit seals to the center to handle account cancellation withdrawals, and a withdrawal form must be filled out. 3. Termination of labor relationship with the original unit: 1. The employee’s personal application report shall be approved by the unit and stamped with the official seal. 2. Personal ID card and copy. 3. Approval document and copy of termination of labor relationship. 4. Employees who have been entrusted can handle account cancellation and withdrawal by themselves. Those who have not been entrusted need to be certified by the unit. The unit's financial personnel will bring the above information, unit receipts, and unit seals to the center to handle account cancellation and withdrawal, and a withdrawal form must be filled out. 4. For those who died while in office: 1. The application report of the legatee or legal heir for withdrawing the housing provident fund shall be approved by the unit and stamped with the official seal. 2. ID card and copy of the legatee or legal heir. 3. Death notice of deceased employee. 4. Notarial certificate of legal heir or legatee’s identity issued by a notary office. 5. The unit's financial personnel will bring the above information, unit receipts, and unit seals to the center to handle account cancellation withdrawals, and a withdrawal form must be filled out. 5. Purchase of self-occupied housing: 1. The employee’s personal application report shall be approved and stamped by the unit. 2. Personal ID card and copy. 3. ① When purchasing a commercial house, you must submit the original and copy of the standard "Commercial House Sales Contract" and the original and copy of the receipt for the down payment (more than 30% of the house price). ② Those who purchase unit-renovated housing, affordable housing, or participate in unit-funded housing construction must submit the "Preferential House Sales Approval" and "Price Price List" approved by the real estate management department, the house sales price list and the purchase price (more than 30% of the house price) Original and copy of receipt. ③When employees purchase second-hand housing, their personal applications must be approved and stamped by the unit. Business personnel of the unit must bring the unit's receipt and seal, the original and copy of the new real estate certificate that has been transferred to the second-hand house purchased by the person, and the original and copy of the deed tax note for withdrawal. The original and copy of the applicant's personal valid certificate are required to handle partial withdrawals for employees. 4. The financial personnel of the unit must bring the above information, unit receipt, and unit seal to the center to handle partial withdrawal business. The withdrawal amount shall be the regular integer of the personal housing provident fund carried forward from the previous year, and a withdrawal form must be filled out. For withdrawals from both spouses, the original and copy of the couple's marriage certificate must also be submitted. 6. Construction, renovation and overhaul of self-occupied housing: 1. The employee’s personal application report shall be approved and stamped by the unit. 2. Personal ID card and copy. 3. To construct, renovate or overhaul a self-occupied house, the originals and copies of the "Land and Planning Use Permit", "Building Construction Permit" and "Construction Contract" must be submitted. 4. The financial personnel of the unit will bring the above information, unit receipts, and unit seals to the center to handle partial withdrawal business. The withdrawal amount shall be the regular integer of the personal housing provident fund carried forward from the previous year, and a withdrawal form must be filled out. 5. For withdrawals from both spouses, the original and copy of the couple’s marriage certificate must be submitted. 7. Repayment of principal and interest of housing loan: 1. The employee’s personal application report shall be approved and stamped by the unit. 2. Personal ID card and copy. 3. Originals and copies of house purchase contract and loan contract. 4. The loan balance payable on the loan account issued by the bank. 5. The financial personnel of the unit shall bring the above-mentioned materials, unit receipts, and unit seals to the center to handle the partial withdrawal business. Employees must have a housing provident fund carried forward from the previous year that exceeds 5,000 yuan before they can handle the partial withdrawal and loan repayment business. A withdrawal form is required. 6. For withdrawals from both spouses, the original and copy of the couple's marriage certificate must be submitted. Instructions for Handling the Housing Provident Fund Withdrawal Business In order to facilitate the transfer and withdrawal of the housing provident fund by the housing provident fund business personnel and employees of each unit, the central regulations on the withdrawal of the housing provident fund are now explained in detail (the original and copy of the relevant procedures must be provided when handling the transfer and withdrawal of the housing provident fund business) , the center will keep the corresponding copy for record after verifying that the original is correct): For all formal employees of the unit, when handling housing provident fund withdrawals, the unit must stamp the official seal on the individual application form, and the unit's housing provident fund business personnel should guide them through the corresponding withdrawal procedures The originals and copies must be brought to the center to handle the corresponding withdrawal business.

Employees who have terminated the labor relationship with their original unit and have separated from the housing provident fund relationship and meet the center's withdrawal regulations can directly go to the center to handle the corresponding withdrawal business with their valid personal certificates and originals and copies of relevant procedures. For employees who are transferred to Bazhou: Step 1: The business personnel of the transferred unit will increase the remittance payment for the work due in the month when the employee is transferred, and the business personnel of the transferred unit will seal up the work paid during the month when the employee is transferred out. In the second step, in the month after the transfer, the business personnel of the transferred unit will bring the unit seal and the original and copy of the personal transfer procedure to the center to handle the transfer and merger of employee accounts. When an employee of the unit retires or is transferred out of Bazhou: The unit can handle account cancellation and withdrawal business for the employee in the next month after the unit reduces the remittance of housing provident fund for the employee. The employee must provide 1. ID card and photocopy, 2. Transfer procedure original and photocopy, 3. Residency certificate original and photocopy, 4. Divorce and retirement approval document, photocopy. The financial personnel of the unit should bring the above information, unit receipt, unit Go to the center with your seal to handle the corresponding account cancellation and withdrawal business. 3. If an employee dies for any reason while on the job (the legal effect of the employee’s death for any reason or being declared dead is the same), his willary heirs, legal heirs or legatees can withdraw the principal and interest balance of the deceased employee’s housing provident fund account after cancellation. In the month following the month when the unit reduces the remittance of housing provident fund, employees can handle account cancellation and withdrawal services. Applications for testamentary heirs and legal heirs must be approved and stamped by the unit. Business personnel of the unit should bring the unit's receipt and seal, the original and copy of the death certificate or the legal procedure for declaring death, and provide a fair and legally binding heir certified by a notary public. The notarial certificate must be sent to the center to handle the corresponding account cancellation and withdrawal business. 4. If the employee terminates the labor relationship with the original unit for any reason but does not completely lose the ability to work (including voluntary resignation, resignation, resignation, dismissal, seniority buyout, layoff, expulsion, sentencing, etc.), the female employee is over 40 years old and the male employee is over 40 years old. Employees who are over 45 years old and have not re-employed after three years of terminating the labor relationship with the employer, and who have separated from the housing provident fund relationship with the original employer, must bring their valid ID and the original and copy of the certificate of termination or termination of the labor relationship. Go to the center to handle account cancellation and withdrawal services. If the employee has not re-employed three years after the termination of the labor relationship with the unit, and the employee has not separated from the housing provident fund relationship with the original unit, and meets the center's withdrawal regulations, he or she must first transfer the housing provident fund relationship to the central custody account based on the unit's factual proof. After that, I will provide the above procedures and go through the corresponding procedures. 5. The specific procedures that must be provided when handling withdrawals for house purchases and repayment of self-occupied housing loans are: 1) When employees purchase self-occupied housing, individual applications must be approved and stamped by the unit. When purchasing commercial housing, a "Commercial Housing Sales Contract" must be provided. Those who purchase unit housing for housing reform, affordable housing, or participate in unit fund-raising for housing construction must provide the "Preferential House Sales Approval" and "House Price Valuation Schedule" approved by the real estate management department. The above contracts must be for house purchase and payment within this year. The original and copy of the receipt (must be more than 30% of the total price of the house), the original and copy of the valid personal ID of the applicant, the payment name and payment account number of the selling unit. Business personnel of the unit must bring the unit receipt and seal, and carry out the above procedures in person to handle part of the withdrawal business. The withdrawal amount must be a regular integer of the personal housing provident fund carried forward from the previous year. 2) If employees build, renovate or overhaul self-occupied housing this year, individual employee applications must be approved and stamped by the unit. Employees who build, renovate or overhaul self-occupied housing must submit this year's "Land and Planning Use Permit" and "Construction Construction Permit". Original and photocopy of "Permit" and "Construction Contract". Business personnel of the unit must bring the unit receipt and seal, and carry out the above-mentioned procedures in person to handle part of the withdrawal business. The withdrawal amount must be a regular integer of the personal housing provident fund carried forward from the previous year. 3) When employees purchase second-hand housing this year, their personal applications must be approved and stamped by the unit. Business personnel of the unit must bring the unit's receipt and seal, the original and copy of the new real estate certificate that has transferred the ownership of the second-hand house purchased, and the original deed and tax note. Copy, withdraw the original and copy of the applicant's personal valid ID, and handle some withdrawal services for employees. The withdrawal amount must be a regular integer of the personal housing provident fund carried forward from the previous year. 4) When repaying a self-occupied housing loan, the individual application must be approved and stamped by the unit. The unit's business personnel must bring the unit's receipt and seal, as well as the original and copy of the home purchase loan contract (it must be a housing loan with a loan of more than one year). The loan bank's repayment balance statement, the original and copy of the applicant's valid personal ID, the loan bank's payment name and payment account number. The person must have a carryover balance of housing provident fund of more than RMB 5,000 in the previous year before he or she can handle the loan repayment business.

The housing provident fund loan handled at the center must be such that the balance carried forward from the previous year can be used to pay off the housing provident fund loan in one lump sum. Employees who apply for withdrawals for house purchases are not allowed to apply for housing provident fund loans. Employees who apply for withdrawals for repaying self-occupied housing loans are not allowed to apply for housing provident fund loans. Employees who apply for withdrawals for house purchases and withdrawals for repaying self-occupied housing loans must handle the withdrawals. You must also provide the marriage certificates and copies of both spouses. ]