Legal analysis: private schools can also apply for student loans, as long as they can meet the conditions of student loans. The state provides student loans to help poor students get the opportunity to go to school, so that they will not drop out of school because of money, and also to promote the fairness of higher education.

Legal basis: Article 37 of the Education Law of the People's Republic of China. The state and society provide various forms of financial assistance to children, teenagers and young people who meet the requirements for admission and have poor families.