Individuals applying for bank mortgage loans need to provide the following materials: 1, personal income and running water certificate issued by the bank; 2. Personal identification and household registration book; 3. Personal credit certificate. If you get married, you need to provide credit certificates of both husband and wife and other materials.

legal ground

Article 5 of the Measures for the Administration of Individual Housing Loans The borrower shall provide the lender with the following information: 1. Identity documents (referring to valid residence certificates such as resident identity cards and household registration books); 2. Proof of the stable income of the borrower's family; 3. Letter of intent, agreement or other approval documents of the house purchase contract that meet the requirements. 4. List of collateral or pledge, proof of ownership and proof that the person with the right to dispose of it agrees to mortgage or pledge; Certificate of collateral valuation issued by the competent department; The guarantor agrees to provide written guarantee documents and the guarantor's credit certificate; Five, to apply for housing provident fund loans, you need to hold a certificate issued by the housing provident fund management department; 6. Other documents or materials required by the lender.