Provident fund loans can be made at any time, as long as the provident fund is paid continuously for at least one year when applying for loans, and it can be paid normally on a monthly basis when applying. The loan amount depends on the amount you pay. If there is no real estate in your name and the renovated house has no real estate license, you can now borrow money to buy a house, which is the first suite with low down payment and low loan interest rate.