Legal analysis: it can be revoked, and there must be sufficient reasons. Consumers have a period of regret. Lending money to others means that you borrow money in your own capacity. Then there is something wrong with this contract and it can be cancelled. Or call the police, because the ID card was stolen, and then go to the bank with the alarm certificate from the police station to explain that this loan has nothing to do with me. It is risky to help people borrow money to buy a car in their own name, and joint liability is inevitable. If someone does not have the conditions to borrow money to buy a car, you must think twice before you borrow money to buy a car in your own name.

Legal basis: Article 67 1 of the Civil Code of People's Republic of China (PRC). If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.