Export discount refers to the behavior of lending institutions providing preferential loan interest rates to exporters when exporting goods, that is, setting a lower loan interest rate and then providing discount funds to exporters. When the exporter repays, he only needs to pay the difference after deducting the discount rate from the original interest rate. This method has been practiced in EU countries for many years, and it is gradually accepted around the world.

The advantage of export discount is that even in the case of fierce competition in the international market and insufficient competitiveness of exporters, export orders can be obtained through discounts. In addition, export discounts can also reduce financing costs and improve profitability for exporters, and at the same time create employment opportunities and promote international trade and economic development.

However, there are many problems in export discount, such as easily triggering trade wars and international trade frictions, damaging the export interests of other countries and bringing risks to the international trading system. In addition, excessive reliance on export discount policy may lead exporters to lose their sense of innovation and motivation to improve their competitiveness, which will have a negative impact on long-term economic growth. Therefore, export discounts should be implemented moderately and steadily under the impetus of the government and the market.