The first suite and the second suite in Shenzhen implement the recognition standard of "recognizing the house and recognizing the loan". 20 16,10/0/4 October, Shenzhen issued "Several Measures on Further Promoting the Stable and Healthy Development of the Real Estate Market in Our City" to further improve the differentiated housing credit policy;

If the purchaser's family name has no room in this city and there is no commercial housing loan record or provident fund housing loan record, the minimum down payment ratio policy will continue to be implemented.

If there is no housing in this city under the name of the purchaser's family, but there is a record of commercial housing loan or provident fund housing loan, the down payment ratio of the loan shall not be less than 50%.

If the purchaser owns 1 house in this city under the family name, the down payment ratio of the loan shall not be less than 70%.

Shenhu has no house, no mortgage record, 30% down payment, interest rate 10%.

Deep households have no housing and have mortgage records (including loans from different places, which have been settled). 50% down payment, interest rate 10%.

Deep-seated families have no housing and mortgage records (including outstanding loans from different places 1), with a down payment of 50% and an interest rate of 1. 1 times.

There is no room for deep households, and there are two or more outstanding mortgage records in different places. Loans are prohibited.

Shenhu owns 1 house in Shenzhen, with mortgage records (including off-site loans, which have been settled), with a down payment of 70% and an interest rate of 10%.

Shenhu owns Shenzhen real estate 1 set, and has mortgage records (including outstanding loans from other places 1), with a down payment of 70% and an interest rate of 1. 1 times.

Shenhu already has 2 Shenzhen properties, and loans are prohibited.