The loan is 654.38 million yuan, and the total interest for four years is 26.432 yuan. If it is not installment payment, it is lump sum payment, and the annual interest rate is 26432/4÷ 100000=0.06608, that is, 6.6 1%.

2. What is the latest interest rate for 2022 1 10,000 certificates of deposit?

1, ICBC: initial deposit: 200,000 yuan, term 1.58%, term 1.54%, term 1.82%, term 1, and interest rate: 2. 1. The initial deposit is 300,000 yuan, with three-month interest rate 1.60%, six-month interest rate 1.88%, 1 interest rate 2. 18%, and two-month interest rate 3.04%.

2. China Construction Bank: the initial deposit is 200,000 yuan, with a term of 1.53%, a term of 1.54%, a term of 1.82%, and a term of 1, with an interest rate of 2. 10%. The initial deposit is 300,000 yuan, and the interest rate is one month, three months and six months, 1.885%, 1. 175%, 2 years and 3.045%.

3. Agricultural Bank: initial deposit: 200,000 yuan, term 1.54%, term 1.54%, term 1.82%, term 1, term 2. 10%. The initial deposit amount is 250,000 yuan, the deposit period 1 monthly interest rate 1.56%, the deposit period 1.56%, the deposit period 1.85% and the deposit period 1 interest rate 2. 13%. Initial deposit is 300,000 yuan, term 1 monthly interest rate 1.60%, term 1.60%, term 1.89%, term 1 annual interest rate 2. 18%.

4. Bank of Communications: the initial deposit is 200,000 yuan, and the interest rate is 1.65% for three months, 1.95% for six months, 1 2.25% for two years and 3. 15% for three years; The initial deposit is 500,000 yuan, with an annual interest rate of 4.00% for 3 years; The initial deposit amount is 6.5438+0 million, and the annual interest rate for the three-year deposit period is 4.13%;

5. Bank of China: initial deposit is 250,000 yuan, with annual interest rate of 2.98% for 2 years; Initial deposit is 300,000 yuan, term 1 monthly interest rate 1.59%, term 1.64%, term 1.89%, term 1 annual interest rate 2. 18%. Initial deposit 1 ten thousand, three-month interest rate 1.64%, six-month interest rate 1.94%, 1 interest rate 2.44%, two-year interest rate 3. 13%, and three-year interest rate 4./kloc-0.

6. Industrial Bank: the initial deposit is 500,000 yuan, and the deposit period is 1 month 1.63%, 3 months 1.63%, 6 months 1.93%, 1 year 2.22%; Initial deposit 1 ten thousand, deposit term 1 month 1.67%, 3 months 1.67%, 6 months 1 year 2.28%.

7. Postal Savings Bank: the initial deposit is 200,000 yuan, the annual interest rate is 2. 1 0%, the two-year interest rate is 2.94%, and the three-year interest rate is 3.85%; The initial deposit is 300,000 yuan, and the annual interest rate is 2. 1 8%, the two-year interest rate is 3.05%, and the three-year interest rate is 3.988%. The initial deposit is 500,000 yuan, with an annual interest rate of 2.25%, a two-year interest rate of 3. 11%and a three-year interest rate of 4. 125%.

8. China Everbright Bank: the initial deposit amount is 200,000 yuan, 1 month interest rate 1.585%, 1 year 2.3%, 2.9% in 2 years and 3.52% in 3 years; Initial deposit amount 1 ten thousand, term 1 annual interest rate 2.250%, term 2150%, term 3180%;

9. Shanghai Pudong Development Bank: 200,000 yuan, with interest rate of 1.55%, 6 months 1.58%, 2 years1,and 3 years' 3.05%. 500,000 yuan, the annual interest rate 1 is 2.25%, 2 is 3. 15%, 3 is 3.9 1%, and 5 is 4. 18%. 654.38+00000 deposit, with an annual interest rate of 3.99% and a maturity of 3 years;

10, bank of Nanjing: 200,000 yuan for deposit, 1 month interest rate 1.65%, 3 months 1.67%, 6 months 1.98%, 1 year 2.

3. What is the average annual interest rate of Nanjing Bank loan of 654.38+4 million?

Matching principal and interest method: loan principal: 65,438+000,000; assumed annual interest rate: 4.4 years; monthly repayment amount of principal and interest: 22,965,438+0.62 yuan; total repayment of principal and interest: 97.76 yuan; interest payable: 9997.76 yuan. The interest paid in 1 month is: 395.83; The first 1 month principal repayment is:1895.79; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)

4. What is the average annual interest rate of Nanjing Bank loan of 65438+ 4 million?

At present, the annual interest rate is above 6. 15%.