How to borrow koala credit information? Koala Credit Information APP is an organization that focuses on users' credit score, which is very similar to Alipay's sesame credit score, but Koala Credit Information pays more attention to users' consumption habits. There are several ways to apply for a loan in Koala Credit Information: 1. Koala Credit Information Senior Loan Product-Koala White Bar is not a cash loan, but a shopping mall in Koala app. When you choose to pay, you can pay according to the white line awarded by koala. You can choose to pay by installment or not, and you can enjoy interest-free for one month. 2. At present, there are many lending institutions that cooperate with Koala Credit Information, and most of them earn a certain income for platform return. From the product recommendation, there are card loans, joint loans, 5 1 personal loans and money to spend. The credit card loan amount is relatively low, the highest is 60,000, the lowest monthly interest rate is 0.83%, and the loan period is between 3- 12 months. The maximum loan amount is 654.38 million, which can be repaid at any time. The minimum loan interest rate is 0.03% and the longest term is 24 months. It is similar to Alipay Ant Loan, but there are fewer users who get 0.03% interest and need a higher credit score. The maximum loan amount of 5 1 personal loan is 654.38+10,000, the monthly interest rate is between 0. 15-2.84%, the interest rate is high, and the loan period is 3-24 months. The maximum consumption amount is 200,000 yuan, which is a large loan with a monthly interest rate of only 0.05% and a loan period of 3-36 months. In addition to the loan products mentioned above, Koala Credit Information also launched a loan through train. When users don't know which loans they can apply for, koala credit information can be intelligently recommended according to the information provided by users. To apply for koala credit information, the following conditions must be met: 1, 18 years old or above, with civil capacity; 2. Registered as a koala credit user and authorized to obtain credit points for koala credit; 3. The borrower's ID card information; Other credits required by other loan platforms; Asset certification information; Koala Credit Information Loan Application Process:1; Register as a koala credit user; 2. Be able to support WeChat official account loan; Mobile phone applications.