A few days ago, today's headlines launched a pure cash loan product Ping An Loan. This product is positioned as the headline lending service platform today, with a maximum loan amount of 200,000 yuan. The capital partners are Nanjing Bank, Wangxin Bank and BOC Consumer Finance Company. So, are today's headlines reliable? What are the shortcomings of today's headlines?

Are today's headlines reliable?

Today's headlines rest assured that the application has been opened and the promotion is very strong. It still takes a few seconds to arrive. Those who have not been qualified before and have no window can be qualified by inviting qualified people. Generally speaking, it is a relatively formal online lending platform and online lending products.

What are the shortcomings of today's headlines?

1, no financial license, no telecom business license;

2. Lack of data and risk control ability, no self-operated business;

3. Unsecured credit loans are risky, and cash loans are risky.

Generally speaking, today's headline lending products belong to the use of platform traffic to help loans, and the funds come from external consumer finance companies and banking financial institutions, rather than today's headline lending business.