Current location - Loan Platform Complete Network - Loan intermediary - There is no creditor blank in the IOU. There is a borrower and a guarantor. There is no loan period and guarantee matters. The borrower will repay tens of thousands in the middle and write tens of tho
There is no creditor blank in the IOU. There is a borrower and a guarantor. There is no loan period and guarantee matters. The borrower will repay tens of thousands in the middle and write tens of tho
There is no creditor blank in the IOU. There is a borrower and a guarantor. There is no loan period and guarantee matters. The borrower will repay tens of thousands in the middle and write tens of thousands owed in the IOU.

1. If the IOU does not have a borrower, the IOU does not have a borrower, and the IOU is not valid.

2. Whether there is a guarantor on the IOU does not affect the legal validity of the IOU.

3. An IOU is actually a simplified version of a loan contract and must meet the conditions for establishing a loan contract to be valid. That is, the following items must be stated: borrower and loan amount.

4. In addition, if necessary, the lender, reason for borrowing, return time, guarantor, etc. can also be stated. If these contents are not stated, the validity of the IOU will not be affected.

Contract Law

Article 196 A loan contract is a contract in which the borrower borrows money from the lender and returns the loan and pays interest when due.

Article 197 A loan contract shall be in written form, unless otherwise agreed upon for a loan between natural persons.

The content of the loan contract includes terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

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