Yes, but you have to consider whether you can meet the requirements of the loan company's contract for early repayment without penalty. If there are restrictions, you should consider the penalty for prepayment. It is suggested that it is best to repay the loan within the time limit agreed in the contract without liquidated damages, and then consider paying it off in advance.
Second, how long can I repay in advance?
Hello, my friend. What kind of loan are you?
Some can be paid off in advance.
Third, the new rules for prepayment of Ping An Bank
The new rules for prepayment of Ping An Bank are as follows: 1, the penalty interest for housing loans less than one year is 65438+ 0% of the amount owed, and prepayment can only be made if the application is made one month in advance; 2. If the housing loan is over one year but less than two years, the penalty interest shall be 0.5% of the amount owed. After about 65,438+00 working days, the ownership certificate will be cancelled. 3, housing loans for more than two years to charge a month of liquidated damages. 1. Early repayment procedures: According to bank regulations, customers need to submit a written application one week to one month in advance to agree on the repayment date; Then, according to the agreed date, bring your ID card and the loan contract signed with the bank to the bank to fill in the loan repayment application form and prepayment agreement, and deposit the money to be repaid into your account for withholding the loan principal and interest according to the requirements of the bank. 2. The process of prepayment is: 1. First, check the requirements for early repayment in the loan contract, and pay attention to whether it is necessary to pay a certain penalty for early repayment. 2. Call the loan bank in advance to inquire about the application time and minimum repayment amount of the loan and other materials that need to be prepared. 3, according to the requirements of the bank personally apply to the relevant departments for early repayment. 4. The borrower shall go through the relevant prepayment procedures at the borrowing bank with relevant certificates. 5. Submit the prepayment application form and deposit the prepayment in the counter. 3. Documents to be carried for early loan repayment: 1, ID card, household registration book (home page, personal page, change page) and a copy. 2. Spouse ID card, household registration book (home page, personal page, change page) and a copy. 3. Proof of marital status (marriage certificate or divorce certificate or unmarried certificate). 4. Property right certificate, house sales contract and loan contract. 5. Copy of repayment list or repayment passbook. The benchmark interest rate of demand deposits of China People's Bank is 0.35%; Three-month fixed interest rate 1. 1%, six months 1.3%, one year 1.5%, two years 2. 1% and three years 2.75%. Notice deposit is 0.8% for one day and 0.35% for seven days/kloc-0. The benchmark interest rate of demand deposits of major commercial banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank and China Bank is 0.3%; Fixed three-month interest rate 1.35% and semi-annual interest rate 1.55%.
4. How long should Ping An mortgage loan contract be repaid in advance?
The repayment of Ping An mortgage loan contract should be one week in advance. On the agreed date, you should bring your ID card and the loan contract signed with the bank to the bank to fill in the loan repayment application form and prepayment agreement, and deposit the money to be repaid into your account for withholding the loan principal and interest according to the requirements of the bank. Ordinary loans can not only repay in time, but also provide prepayment services.