Housing axiom process:

1. Repayment in full in advance: after the loan bank verifies that the relevant materials are correct, it will go through the formalities of prepayment in full.

2. Early repayment with the same loan term: the loan bank instructs the borrower to fill in the relevant agreement. If the original loan guarantee method is low mortgage insurance and the mortgage registration has not reached the designated ID card and related agreements, the subsequent agreements will be sent to the corresponding branches by the loan bank in time.

3. If mortgage insurance is selected as the original loan guarantee method and mortgage registration has been completed, choose non-mortgage guarantee to shorten the loan term: loan negotiation and signing agreement.

4. If the mortgage insurance is still in the insurance period and the mortgage registration has not been completed, the borrower applies for partial repayment in advance to shorten the loan management.

2. What is the latest process of prepayment of Nanjing Provident Fund?

Nanjing housing provident fund loan prepayment processing flow:

1. One-time repayment of principal and interest: the borrower shall provide the necessary materials-the approval from the management center or the entrusted bank-and go through the settlement procedures at the management center or the entrusted bank.

2. Prepayment: The borrower provides the necessary documents-determination of prepayment amount, calculation method of remaining loan repayment, prepayment date-approval by the management center-the borrower signs a change contract with the management center or the entrusted bank-and goes through repayment procedures.

3. After the loan is settled, the borrower first issues a settlement certificate to the handling bank, then goes to the China Credit Committee department to cancel the account, and finally goes to the property right department to cancel the mortgage and get back the property right certificate (real estate license).

Requirements for prepayment:

1. Application Form for Early Loan Repayment;

2. The borrower's ID card;

3. Other materials required by the management center.

3. What are the procedures for prepayment of provident fund?

When the provident fund loan is repaid in advance, the following procedures are required. The next editor of Jintou Bian Xiao introduces what procedures are needed to repay the provident fund in advance.

1. First of all, look at the balance in the provident fund account, the balance after paying off the loan, initially calculate the repayment difference, and prepare enough cash.

2. Then the borrower goes to the housing provident fund management center to get the application materials and application forms for prepayment.

3. Find the accountant in charge of the company, fill in the application materials, and press the company seal, the seal of the highest responsible person and the seal of the accountant in charge.

4. Submit the materials to the Housing Provident Fund Management Office, go through the procedures for withdrawing the provident fund after approval by the staff, and receive the notice for withdrawing the provident fund.

5. With the notice of withdrawal of provident fund issued by the Housing Provident Fund Management Office, go to the loan bank for repayment procedures.

What procedures do you need to go through to pay off the provident fund loan in advance?

Spread out completely

Procedures for prepayment of housing provident fund loans:

1. Repayment in full in advance: the loan bank shall go through the formalities of prepayment in full after reviewing relevant materials.

2. Early repayment with the same loan term: the loan bank instructs the borrower to fill in the relevant agreement. If the original loan guarantee method is low mortgage insurance and mortgage registration has not been handled, the original insurance policy, my ID card and relevant agreements are required to go through the formalities of reducing the insured amount at the designated insurance company, and the loan bank will send the signed agreement to the corresponding points in time.

3. Borrowers who choose mortgage insurance as the original loan guarantee method and have completed mortgage registration and borrowers who choose non-mortgage insurance apply for partial repayment in advance and shorten the loan period: the loan bank instructs borrowers to fill in relevant agreements, and the signed agreements are sent to the corresponding points in time by the loan bank.

4. If the mortgage insurance is still in the insurance period and the mortgage registration has not been handled, the borrower can apply for partial repayment in advance, shorten the loan period and directly guarantee it.