1, the second-generation ID card of the owner;
2. The borrower's own bank debit card;
3. Motor vehicle registration certificate;
4. Motor vehicle driver's license;
5. 1 vehicle spare key;
6. Vehicle compulsory insurance and vehicle commercial insurance effective during the mortgage loan period.
What are the procedures in automobile mortgage?
1. The borrower shall file a loan application with the lending institution, and provide the lending institution with his ID card, driver's license, car purchase contract and other supporting materials;
2. The lending institution will review the qualifications of the lender, evaluate the value of the vehicle and book the loan amount;
3. The lending institution signs a loan contract with the borrower to issue loans, and the borrower goes to the lending institution with the vehicle driving license;
4. Vehicle mortgage loans need to be repaid regularly every month.
Legal basis: Article 400th of the Civil Code of People's Republic of China (PRC).
To establish a mortgage, the parties shall conclude a mortgage contract in writing.
A mortgage contract generally includes the following clauses:
(1) The type and amount of secured creditor's rights;
(2) The time limit for the debtor to perform the debt;
(3) The name and quantity of the mortgaged property;
(4) the scope of the guarantee.