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Is it legal to help customers borrow money to buy a car?
Car loan is legal. General automobile mortgage materials are:

1, the second-generation ID card of the owner;

2. The borrower's own bank debit card;

3. Motor vehicle registration certificate;

4. Motor vehicle driver's license;

5. 1 vehicle spare key;

6. Vehicle compulsory insurance and vehicle commercial insurance effective during the mortgage loan period.

What are the procedures in automobile mortgage?

1. The borrower shall file a loan application with the lending institution, and provide the lending institution with his ID card, driver's license, car purchase contract and other supporting materials;

2. The lending institution will review the qualifications of the lender, evaluate the value of the vehicle and book the loan amount;

3. The lending institution signs a loan contract with the borrower to issue loans, and the borrower goes to the lending institution with the vehicle driving license;

4. Vehicle mortgage loans need to be repaid regularly every month.

Legal basis: Article 400th of the Civil Code of People's Republic of China (PRC).

To establish a mortgage, the parties shall conclude a mortgage contract in writing.

A mortgage contract generally includes the following clauses:

(1) The type and amount of secured creditor's rights;

(2) The time limit for the debtor to perform the debt;

(3) The name and quantity of the mortgaged property;

(4) the scope of the guarantee.