For many banks and formal financial institutions, customers and companies need to provide loan applications. However, in the eyes of many users, it is a headache. If it is not detailed enough, banks and financial institutions cannot grant loans. Can write too detailed, but also worried about privacy disclosure. How to write the loan application information? Today, I collected two formal personal loan applications for your reference.
How to write the loan application materials (application form 1)
Application 1: personal loan application
Credit guarantee center:
I am a villager in a county, town and village, and my ID number is. In August, I raised100000 yuan and planted1000 mu of economic forest in the village. I managed it well. In order to expand my business scale and better develop my business, I applied to the county credit guarantee center for a small secured loan of 10,000 yuan, with a term of years, as a fund for expanding afforestation. I promise to apply in good faith and accept the investigation of my business, family and income by the staff of your center. If the loan application is successful, I will consciously fulfill the loan contract and relevant regulations and repay the loan on time. Please approve it according to the relevant government policies.
Hereby apply!
Loan applicant:
Spouse of the applicant:
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How to Fill in Loan Application Information (Application Template 2)
Application 2: Personal loan application
I am an employee of the company, with an average monthly income of RMB. In order to purchase the commercial house (shop) developed by (our company), the property number is, and I hereby apply to your bank for a mortgage loan of 10,000 yuan, and agree to mortgage the purchased property to your company (bank) as a guarantee to repay the loan under the loan contract signed with your bank. I agree that your company (bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first house purchased by family loans (excluding provident fund loans).
I have opened a repayment account (account number:) in our bank (branch) as required by your bank, and promised to deposit the current principal and interest in full on each repayment date and loan maturity date, and at the same time authorized the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on each repayment date and loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.
Applicant (signature and fingerprint):
Valid ID number:
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What should I fill in the personal credit loan application form? How to apply for a decoration credit loan?
What personal credit application form do I need to fill out? How to apply for decoration? Personal credit loans are RMB credit loans issued by other financial institutions to people with good credit without guarantee. Do I need to fill out an application form for personal credit loan at the bank? How to apply for a decoration credit loan?
What should I fill in the personal credit loan application form? First of all, when a borrower applies for a personal credit loan from a bank, it needs to fill in an application form in writing and submit the following materials:
(1) My valid ID.
(2) proof of residential address (household registration book, etc.). ).
(3) Personal professional certificate.
(4) Proof of income of the loan applicant himself and his family members.
(5) Other information required by the bank.
Among them, although the loan application forms of various banks are similar, there are still differences. You can go directly to the bank to apply for a loan application form, fill it out first, write it formally after you are satisfied, and then hand it over to the applying bank. How to apply for a decoration credit loan? Decoration loans are generally obtained in the following ways:
First, housing mortgage loan.
If the borrower owns the mortgage of the house, he can apply for a decoration loan with the house as collateral. The advantage of applying for decoration loan with real estate mortgage is that the interest is not high and the amount is high. The disadvantage is that there must be real estate as collateral, and there are many audit steps to handle, which takes a relatively long time.
Second, personal money.
If the borrower has a stable and legal source of income, he can apply for personal money and use it for decoration. Personal payment approval speed is faster, but the general amount will not be very high.
Third, credit card installment.
If your decoration company cooperates with a bank and you use this bank's credit card, you can use the credit card to get a decoration loan in installments. Credit card installment is convenient and quick, and the approval process is simple. However, if you want to use a credit card for installment, you must have the cooperation between the decoration company and the bank.
In addition, the decoration loan application process generally has the following points:
(1) When a borrower applies for a housing renovation loan, he must apply at the business outlet where he has started business, fill in the application form, submit relevant materials and go through relevant guarantee procedures.
(2) After investigation and approval by the account manager and approval by the competent department of examination and approval, the loan contract is signed.
(3) The account manager handles the loan procedures and transfers the money to the borrower's personal settlement account in our bank, so that the customer can use the loan funds.
What should I fill in the personal credit loan application form? How to apply for a decoration credit loan? The above are some introductions to this problem, hoping to help everyone.
How to easily fill in loan information? brief introduction
Many people were refused loans when they applied for loans. The biggest reason is that the loan application materials are not filled in properly. Everyone must fill in the loan materials carefully. Here, I will teach you how to fill in the loan application materials and pass them easily. Let's have a look.
1. Make sure that the information filled in is true and valid.
Ensure that the information filled in is true and valid. For unclear information, it is best to find out whether it is being filled in, and the information filled in must not be falsified. It must be filled in according to the real situation. If the bank finds that your information is forged, it will blacklist you.
2, in strict accordance with the requirements of detailed and complete.
Fill in every piece of information in the application form as completely as possible to avoid omission or omission. Fill in all your belongings.
3. Residential address and office address
When filling in the personal or home address, it is best to fill in the address where you have lived in one place for more than 1 year. Fill in the office address and telephone number completely. If the company telephone number has an extension number, it will help the credit inspector to confirm your income and position to the unit. If the information is true and the conditions are good, it will be helpful for you to apply for a loan.
4. The mobile phone number must be true.
Make sure that the mobile phone number used is authenticated by my real name. Moreover, the longer the mobile phone number is used, the better. The more the mobile phone charges, the less the arrears. If you really just changed your phone number, at least make sure that you have used it for more than 3 months and there is no record of arrears.
6. Personal income
When filling in personal income, many friends subconsciously fill in their after-tax income, which is understandable, but if they can put their after-tax income, welfare funds, social security year-end awards, etc., they can write higher. After all, some companies still have high year-end awards.
7. Contact information
Remember to choose friends with stable jobs, high incomes and stable families. Be careful not to be refused a loan because you have made bad friends or affected the approval of your loan amount. It is the most ideal way to fill in non-white friends, that is, people with credit cards and good credit as contacts.
This concludes the introduction of how to fill in the information when lending and how to fill in the information when lending. I wonder if you have found the information you need?