First of all, meet the local housing purchase qualification in Hainan. For example, according to China's relevant housing purchase policy, it is necessary to have a local social security or tax payment certificate of 2-5 years in Hainan. Meet the conditions, provide ID card, household registration book, marriage certificate, temporary residence permit, social security or tax proof materials.

Second, the conditions for foreigners to buy a house in Hainan

The conditions for foreigners to buy a house in Hainan are as follows:

First-class cities and counties (Haikou, Sanya, Qionghai): the down payment for first-time house purchase with family as the unit shall not be less than 70%, and it shall not be transferred within 5 years after obtaining the property right certificate. Buy a house in the restricted area of this city and pay personal income tax or social insurance for more than 24 months continuously.

The second category of cities and counties (Wuzhishan, Baoting, Qiongzhong and Baisha): only sold to households in this city (county).

Other cities and counties in the third category: one set is restricted, the down payment ratio shall not be less than 70%, and it shall not be transferred within 24 months after obtaining the property right certificate.

Generally speaking, if your household registration is in other provinces, and you have not worked and lived in Wuzhishan, Baoting, Qiongzhong and Baisha for a long time, you can't buy a house and settle in Hainan. In other cities and counties in Hainan, only families can buy houses, and the down payment ratio shall not be less than 70%, and it shall not be transferred within 5 years after obtaining the property right certificate.

Ways for foreigners to buy a house in Hainan

In addition to the proof of tax payment and social security, foreigners can also buy a house through the policy of "introducing talents to settle in Hainan".

1, Hainan's current development plan is inseparable from talents. After the construction of Hainan Free Trade Port was released last year, a series of talent introduction policies formulated before lowered the standard again. For example, a bachelor's degree was needed before, but now a university degree is needed.

2. You only need to meet the current talent introduction and settlement policy in Hainan, you can also buy a house in Hainan, and there are various preferential policies, such as housing subsidies and other benefits. For customers who want to develop and buy a house in Hainan, they can choose this way to buy a house in Hainan.

From this perspective, it is better to buy a house in Hainan through the talent introduction and settlement policy than to pay taxes and social security. One is to enjoy the benefits of talent introduction, the other is to save tax costs, and the third is to let children take the college entrance examination in Hainan.

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3. What conditions do foreigners need to buy a house in Hainan?

First, non-Hainan household registration Hainan purchase policy

1, Hainan household registration:

30% down payment for the first suite, and the rest can be mortgaged; The second suite shall be implemented in accordance with the regulations of cities, counties and banks. According to the regulations of Haikou City, 40% of the down payment of the first suite has been settled and 70% has not been settled; 50% in Sanya.

2. Non-Hainan household registration:

(1) Category I cities and counties (Haikou, Sanya, Qionghai): one set is restricted, and the down payment ratio is not less than 70%, and the transfer is prohibited within 5 years from the date of obtaining the certificate of immovable property rights. If you buy a house in the restricted area of the city, you will pay personal income tax or social insurance for 60 months or more.

(2) The second category of cities and counties (Wuzhishan, Baoting, Qiongzhong and Baisha): can only be sold to households in this city (county).

(3) Other cities and counties in the third category: one set is restricted, and the down payment ratio is not less than 70%, and the transfer is prohibited within 5 years from the date of obtaining the immovable property certificate.

If your household registration is in other provinces and you haven't worked and lived in Wuzhishan, Baoting, Qiongzhong and Baisha for a long time, you can't consider these four places when buying a house in Hainan. Families in other cities and counties can only buy one set, and the down payment ratio is not less than 70%, and the transfer is prohibited within 5 years from the date of obtaining the certificate of immovable property rights. If you buy a house in the restricted areas of Haikou, Sanya and Qionghai, you need to provide proof that at least one family member has paid personal income tax or social insurance in Hainan Province for 60 months or more.

3. Restricted purchase area:

2065438+In April 2008, Hainan Provincial People's Government issued the Notice of the General Office of Hainan Provincial People's Government on Further Stabilizing the Real Estate Market. Commercial housing in Hainan province will be restricted in the whole region. It mainly includes Wuzhishan, Baoting, Qiongzhong and Baisha. The houses built in four cities and counties in the central ecological core area can only be sold to households in this city and county. In Haikou, Sanya and Qionghai, where the purchase restriction has been implemented, families who are not registered in this province must provide proof that at least one family member has paid personal income tax or social insurance in Hainan Province for 60 months or more.

Outside the above areas, families who are not registered in this province must provide proof that at least one family member has paid personal income tax or social insurance for 24 months or more in Hainan Province. As of the date of issuance of this notice, households with household registration in this province can only buy one set of housing, and must provide proof that at least one family member has paid personal income tax or social insurance for 24 months or more in Hainan Province. Cities and counties should strengthen the qualification examination of purchasing houses and standardize housing transactions. Non-registered households in this province are not allowed to buy houses by paying personal income tax or social insurance, and the housing policy on introducing talents shall be formulated separately by the provincial government.

Second, what conditions do foreigners need to buy a house in Hainan?

1. Talent introduction and settlement

According to the Action Plan of Millions of Talents Entering Hainan adopted in May 20 18, talents with full-time college education or above, intermediate professional and technical positions or above, "double-first-class" universities and undergraduate graduates who have returned from overseas study can settle in any town in Hainan.

After the talents settled in Hainan, they were in Haikou, Sanya and Qiong.

4. What conditions do foreigners need to buy a house in Hainan?

Foreigners who want to buy a house in Hainan need to have sufficient economic ability and must meet the following conditions:

1, mortgage to buy a house, if a foreigner borrows money to buy a house in Hainan, the age of the lender plus the loan term is male.

2. The buyer must have permanent residency in China;

3. People in Hainan are taxed;

4, to pay more than a certain percentage of the total purchase price, have a stable career and income, good credit, and repay the loan interest.

5. After you are eligible to buy a house in Hainan, you should also provide your ID card, social security or tax payment certificate.

6. Need to comply with the local purchase restriction policy.

First, the specific process of buying a house is as follows:

1, sign the house purchase contract;

2. After both parties to the real estate transaction go through the application formalities at the real estate transaction management department where the real estate is located, the appraiser will appraise the traded real estate;

3. If you are a buyer who chooses a loan to buy a house, you need to apply for a housing loan at this time. If it is full,

4. After completing the loan procedures, buyers who purchase second-hand houses can inspect the houses, which may take some time;

People who enter the house should know the property situation in time to facilitate their future home life.

Second, buying a house requires the following materials:

1. Materials to be prepared for buying a house in full, marriage certificate, ID card and household registration book of both parties;

2. Single ID card, household registration book and single certificate;

3. Shen

4, the applicant provident fund deposit certificate

Generally speaking, you have to be qualified to buy a house in Hainan before you can provide information such as ID card and household registration book. You should carefully read the contents of the purchase contract signed with the developer to avoid it.

legal ground

Notice of the General Office of the CPC Hainan Provincial Committee on Further Stabilizing the Real Estate Market

Fourth, implement global purchase restriction.

Implement a strict purchase restriction policy and implement a global purchase restriction on the basis of the existing purchase restriction policy.

The housing construction in Wuzhishan, Baoting, Qiongzhong and Baisha four central ecological core areas can only be oriented to

In Haikou, Sanya and Qionghai, where the purchase restriction has been implemented, non-registered families in this province must provide proof that at least one family member has paid personal income tax or social insurance for 60 months or more in our province.

If a non-resident family purchases a house outside the above areas, it must provide proof that at least one family member has paid personal income tax or social insurance for 24 months or more in our province.

As of the date of issuance of this notice, households with household registration in our province can only buy one set of housing, and must provide proof that at least one family member has paid personal income tax or social insurance for 24 months or more in our province.

Cities and counties should strengthen the qualification examination of purchasing houses and standardize housing transactions. Families who are not registered in this province may not buy houses by paying personal income tax or social insurance.

The housing policy for the introduction of talents shall be formulated separately by the provincial government.

Five, strict loan restriction, transfer restriction and price filing management.

Non-registered households purchase houses in our province, and the down payment ratio for applying for commercial personal housing loans shall not be less than 70%. Houses purchased by households, enterprises, institutions and social organizations in our province can only be transferred after obtaining the certificate of immovable property rights for 5 years.

For commercial residential projects that have obtained pre-sale permission, real estate development enterprises shall disclose all the houses and clearly mark them, and sell them at one time, and shall not sell them in batches. After the commodity housing price is filed, the filing price shall not be raised within 6 months; If the price adjustment is filed, it must be filed again.

"People's Republic of China (PRC) City Real Estate Management Law"

Article 45 The pre-sale of commercial housing shall meet the following conditions:

(a) have paid all the leasing fees for land use rights and obtained the certificate of land use rights;

(2) Holding a construction project planning permit;

(three) according to the pre-sale of commercial housing, the investment in development and construction has reached more than 25% of the total investment in engineering construction, and the construction progress and completion delivery date have been determined;

(four) to the real estate management department of the people's government at or above the county level for pre-sale registration, and obtain the pre-sale permit certificate of commercial housing.

The pre-sale of commercial housing shall be reported to the real estate management department and land management department of the people's government at or above the county level for registration and filing in accordance with the relevant provisions of the state.

The proceeds from the pre-sale of commercial housing must be used for related projects.