1. You can apply for a loan for a mobile phone bought by installment. If you buy a mobile phone or a credit card in installments, as long as you repay it on time, it will not affect your application for other loans. The same is true for applying for a loan to buy a mobile phone in installments. As long as the credit report is a record of timely repayment, users can apply for online loans or bank loans, as long as they meet the loan application conditions.

2. The payment of the mobile phone bought by installment is overdue, which will affect the audit result of the next loan.

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