Hello, the 50,000 yuan loan from the Postal Savings Bank belongs to. Postal banks and lenders generally need to meet the following conditions:
1. China citizens with permanent residence in China and permanent residence in local towns and 18-65 years old;
2. Abide by laws and regulations, and have no illegal acts and bad credit records;
3. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;
4. Other conditions stipulated by the bank.
Second, how to borrow postal loans
First of all, after a customer applies for a loan, it is accepted by the clerk of the Postal Savings Bank, and the loan specialist conducts on-the-spot investigation on the production and business premises and family residence of the loan applicant, and submits relevant materials to the examination and approval personnel. After the approval, you will be informed to sign a loan contract with the relevant personnel. At the same time, the following materials need to be prepared: 1, loan application form; 2. Original and photocopy of valid identity documents; 3. Local permanent residence booklet or proof of residence for one year; 4. Marriage certificate or marriage certificate; 5. Other materials required for handling loans; China Postal Savings Bank can be traced back to the postal savings business started in 19 19, and it has a history of one hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Limited was formally established. 20 12 1 month, the whole company was restructured into a joint stock limited company. From 20 15 to 12, ten domestic and foreign strategic investors were introduced. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 12, listed on Shanghai Stock Exchange. The bank has nearly 40,000 outlets and serves more than 600 million individual customers, giving full play to the unique mode of "self-management" to serve agriculture, rural areas and farmers, urban and rural residents and small and medium-sized enterprises. With excellent asset quality and remarkable growth potential, the Bank is a leading large retail bank in China. 1950 the postal savings and exchange bureau was abolished, and the postal savings was changed into agency business, and the agent bank collected personal deposits and non-operating mass organization deposits. 1953, postal savings closed, and the post office continued to handle exchange business. From 65438 to 0986, postal savings resumed business, taking advantage of the numerous postal outlets, widely collecting and storing scattered private funds, and gathering more funds for national construction. 1993, postal savings began to build a green card project. 200 1, postal savings to achieve national networking. In 2007, China Postal Savings Bank was formally established to serve agriculture, rural areas, urban and rural residents and small and medium-sized enterprises. Relying on the agency network of China Post Group Corporation, the only "self-service agency" operation mode of China banking industry was established. 20 12 China postal savings bank was transformed into a company limited by shares. 20 15 introduce ten domestic and foreign strategic investors. In 20 16, it was successfully listed on the main board of Hong Kong Stock Exchange and officially landed in the international capital market. In 20 19, it was officially listed as a "large state-owned commercial bank" and successfully listed on the Shanghai Stock Exchange. In 2020, it was approved to build China Post Huiwanjia Bank Co., Ltd., becoming the first large state-owned commercial bank to participate in the pilot of direct banking; Approved to establish a credit card center franchise.
Third, how to borrow postal loans
Loans provided by businessmen, farmers and farmers to meet agricultural planting, breeding or other production and business activities related to rural economic development, and by businessmen, private owners engaged in production and trade in urban and rural areas, individual industrial and commercial households and urban self-employed enterprises to meet their production and business operations. Please consult your local loan officer for details.
4. How to get a loan from the Postal Savings Office?
Consult a bank clerk