To tell the truth, the land loan discounts of various banks are very low, with 30% discount on housing and 60% discount on commercial facade, and the land is even lower, because the liquidity of land is never as good as that of houses. Generally speaking, the process is similar. Credit is granted first, and it takes 3-4 days to complete the information. This refers to corporate loans, which generally take 2-3 days for individuals. The information depends on which loan you borrowed, whether it is a company loan or a personal loan. Different kinds of information are also different, such as annual inspection business license, tax registration certificate, organization code, annual report of the last three months and last year, annual inspection of loan card, legal person ID card, resolutions of shareholders' meeting and so on. There are fewer personal words, but the information is still relatively close. Relatively speaking, in our bank, the speed of corporate affairs is still faster than that of individuals, and each bank is different. Land loan is a high-risk business, which depends on the amount of your loan. If it is too big, you have to attend the loan review meeting, so it will take 8 9 days. After the credit is granted, the loan process is completed, and the loan can be released soon with complete information. It takes 1 2 days to go through the formalities. I don't know what else you need to know. Oh, by the way, the most important thing is proof of the purpose of your loan. What are you doing with this money, this project? If it is a project, you need 5 certificates, such as land use certificate, construction permit, planning permit and so on.