Legal analysis: debt financing is a financing method for enterprises to use external funds for compensation. Private enterprises can pass private credit; Commercial credit; Lease; Loans from banks or other financial institutions; Financing from the capital market; Foreign capital and other ways to carry out debt financing.

Legal basis: Article 3 of the Measures for the Administration of Loan Certificates in People's Republic of China (PRC) The domestic financial institutions mentioned in these Measures refer to Chinese-funded commercial banks (including cooperative banks), trust and investment companies, finance companies of enterprise groups, financial leasing companies, urban and rural credit cooperatives and other Chinese-funded financial institutions approved by the People's Bank of China to engage in loan business.