Pawn loans. This is a fast and convenient way to borrow money. The borrower hands over the laptop to a pawn shop as collateral. The pawn shop will evaluate the laptop based on its brand, model, configuration, etc., and give a certain loan amount. The borrower can get back the collateral if he repays within the specified period; if the repayment is overdue, the pawnbroker has the right to dispose of the collateral to repay the loan.