According to public reports, Jiutai Rural Commercial Bank was fined 6,543,800+3,000 yuan for illegal facts such as improper loan review, the flow of credit funds to the borrower's affiliated enterprises, and the issuance of working capital loans exceeding the borrower's actual capital demand. However, this does not mean that Jiutai Rural Commercial Bank will break out. Fines are penalties for violations, and do not mean that banks will face bankruptcy or operational difficulties. In addition, nine rural commercial banks have a new leadership team, which also helps to strengthen the bank's management and risk control capabilities. Therefore, Jiutai Rural Commercial Bank will not explode.