In the process of enterprise development, it is essential for enterprises to carry out capital turnover, especially for enterprises, loans are very important, and now enterprises can also repay loans in advance. Therefore, if an enterprise wants to repay the loan in advance, it needs to apply to the bank, and it can only repay the loan in advance after the bank has approved it. The following small series will introduce how companies repay loans in advance. 1. The prepayment of enterprise loans refers to the lender's application to the bank for prepayment when it fails to repay the loan principal and interest within the loan period.
Second, the enterprise has gone through the mortgage registration procedures, and after the loan was approved, the bank conducted a preliminary review of the early repayment. Banks usually check the repayment ability and credit status of lenders.
3. The enterprise is in good operating condition, has sufficient repayment ability and has a good credit record.