If it is a "first-hand building" and the building has cooperation with China Merchants Bank, you can submit a loan application through the resident staff. If there is no cooperation, you can contact the personal loan department of the local China Merchants Bank outlet to apply; If it is a "second-hand building", it is generally necessary to apply for a loan from China Merchants Bank first, and then go through the formalities of property transfer, and it is necessary to provide personal information and the purchased property, which will be reviewed by the personal loan department. For details, please contact the personal loan department of local outlets for consultation.