; ? Online loan is a popular credit loan of Agricultural Bank of China, with a maximum amount of 300,000 yuan, a loan term of 1 year and relatively low interest, which is suitable for long-term capital turnover. Many people don't know much about the application method of NetJet loan. For example, some people will ask ABC, can online loans be loaned on mobile phones? Let's briefly introduce it today.
Can Dai Jie get a loan on the mobile phone?
Online lending has four characteristics: pure online, fully automatic, free of guarantee and free of handling fees. Among them, pure online refers to online application, online contract signing and loan on mobile phone, which is a natural thing. Just download ABC's Pocket Bank on your mobile phone, click "Loan → Online Loan → Apply Now" after logging in, and follow the prompts to apply, but there are a few things to pay attention to.
One is the loan amount. Although you can borrow up to 300,000 yuan, if you exceed 200,000 yuan, you need to go to the outlet to submit the information, and you can't handle it on your mobile phone. The amount of a single loan cannot be less than 1 1,000 yuan. In addition, there will be a daily ceiling for NetJet loans. If the quota is used up that day, you need to wait until the quota is restored at 7: 00 the next morning before you can apply.
One is the application time. Online loans cannot be applied on mobile phones 24 hours a day. Applications are not open until 7: 00 am to 22: 00 pm every day. If you find that the loan has exceeded the time limit, you can only wait until the next morning to submit the loan application.
One is the term of the credit line, which has a valid period after obtaining the credit line. The longest time for ordinary customers is 1 year, and the longest time for special customers in the scene is 5 years. Any kind of loan can be recycled within the validity period, and the credit line can be recovered after the deadline, and the application can only be made after the second credit line is obtained.
In short, ABC NetJet can borrow money on mobile phones, but it needs to apply within the validity period of the loan amount, and pay attention to the loan amount and time, otherwise the loan may fail.
How to apply for fast e-loan from Agricultural Bank of China?
If you want to apply for the fast e-loan of Agricultural Bank of China, the following three situations can be handled quickly:
1, China Agricultural Bank has launched online banking, and customers with online banking shield can apply for online banking.
2. ABC mobile banking has been opened, and General KBao has been bound. You can see fast loans on the APP. Click enter to get fast e-loan, and you can click fast e-loan application.
3. If you have handled closed-end wealth management products in the Agricultural Bank of China before, you can also click on the pledged loan to apply for a loan.
Extended data:
China Agricultural Bank Express E-payment Opening Guide:
1. Log in to the Pocket Bank of Agricultural Bank of China, enter My-Security Center-Express E-Pay Settings, and open the Express E-Pay Settings of Agricultural Bank of China:
2. Read and agree to use the Agreement on Personal Customer Service of Electronic Banking of Agricultural Bank of China Express Electronic Payment;
3. Select and set the preferred payment method and payment account of ABC Express E-Pay:
4. Set and confirm the daily cumulative payment limit of electronic payment of Agricultural Bank of China Express, and complete the opening:
Note: After the daily cumulative limit is exceeded, payment will be made through secure media (KBao, KLing).
Agricultural Bank of China? Agricultural Bank of China Express E-payment-the ultimate experience of fingertip payment
How to borrow online loans from ABC?
It is suggested that you can apply for loans through formal banking channels, such as the "Netjet Loan" of Agricultural Bank of China.
Netjet loan refers to a small consumer loan which is granted by China Agricultural Bank in cash to individual customers of China Agricultural Bank who meet certain conditions, and is self-applied, quickly received, automatically approved and self-credited. It is recommended that you apply through formal channels, and don't trust the information of online lending platforms.
The following is the application process through Pocket Banking:
Step 1: Please log in to Pocket Bank and click the "Loan" option on the home page, as shown:
Step 2: Select the "online loan link" product, as shown in the following figure:
Step 3: Enter the NetJet loan introduction page, where the advance loan amount can be displayed, and click Apply Now, as shown below:
Step 4: Enter the application page, select the loan purpose, loan and repayment account (must be Zhang Yin's registered account), confirm personal contact information, check the consent option below, and then select Submit, as shown in the following figure:
Step 5: Select the loan and enter the signing information interface. After confirming that the information is correct, click Next to enter the face-brushing authentication. After the authentication is successful, click Start Authentication to enter the final signing interface, click OK to verify the security tool (KBao or KOrder), and then jump to the signing interface. After signing the contract successfully, you can click "Lending" directly.
Tips: The online loan application time is from 7: 00 to 22: 00 every day, and there will be a maximum limit every day. If it exceeds the limit of the day, the system will prompt that "the limit that can be applied for today has been used up, please apply again the next day", and the limit will be restored at 7:00 the next morning.
From July 25th, 20 19, new online loan customers can apply for loans through personal banking channels or super-counter channels. Personal online banking channel has been suspended, but loan inquiry and repayment can still be handled. For existing customers, personal online banking can inquire and repay, but it cannot lend money. If you need to operate a loan, you must handle it through a personal bank.
The actual loan of ABC is subject to the system approval. If you have any other questions, please consult the local personal loan center.
(Answer time: 202 1 April 21. In case of business changes, please refer to the actual situation. )
How to get a loan from ABC Pocket Bank
Methods for personal banks to apply for online fast loans;
Please enter the personal bank and click "ABC Express E Loan"-"Netjet Loan"-"Apply Now" on the homepage.
Tips:
1. Online lending currently only supports KBao customer operations.
2. The application account must be our debit card, and passbook account cannot be applied.
3. Apply for online loans from 7: 00 to 22: 00 every day.
Personal bank pledge loan application:
Please enter the personal bank, click "Agricultural Bank Express E Loan"-"Pledged Loan" on the home page, click "Apply for Pledged Loan", select the pledge, click "Pledge" to enter the contract filling page, check that I have read the personal credit authorization letter and click Next. After the system credit inquiry passes, I will automatically jump to contract confirmation, check that I have read the personal self-pledged loan contract and click Next to execute the contract.
Tips:
1. Personal registered customers need second-generation KBao to sign personal self-service pledge loan contracts online.
2. The funds of personal self-help pledge loans shall not be used for stock investment and other directions.
3. The contract amount is valid within 15 natural days, during which the loan operation can be carried out.