If you buy a house without a marriage loan, you can write two people's names. It is up to both parties to decide whether the names of one party or both parties are written in the real estate license, and the law will not interfere. If the names of both parties are written in the real estate license, the house belongs to both parties. If both parties finally get married, the house belongs to both parties. If both parties finally break up, it will also be treated as * * * owned property. The debts incurred by both husband and wife with the same signature or by one of them after ratification, and the debts incurred by one of them in his own name for the daily needs of the family during the marriage relationship belong to the same debts of husband and wife.

Article 163 of the Civil Code of the People's Republic of China

The following property is the personal property of one of the spouses:

(1) the premarital property of one of the spouses;

(2) compensation or compensation obtained by one party for personal injury;

(3) property that is determined to belong to only one party in the will or gift contract;

(4) daily necessities exclusively used by one party;

(5) other property that should belong to one party. Article 165

Both men and women may agree that the property acquired during the marriage relationship and the property before marriage shall be owned by themselves, owned by all or part of them, and owned by part of them. The agreement shall be in writing. Where there is no agreement or the agreement is unclear, the provisions of Articles 162nd and 163rd of this Law shall apply.

the agreement between husband and wife on the property acquired during the marriage relationship and the property before marriage is legally binding on both parties.

The husband and wife agreed that the property acquired during the marriage relationship should be owned by each other. If the other party knows the agreement, the personal property of the husband or wife will be used to pay off the debts owed by the husband or wife.