Divorced singles want to buy a house mortgage, according to whether it is a first-hand house or a second-hand house, as follows:

1. First-hand housing mortgage loan

If you buy a newly developed house, you need to mortgage the newly bought property and apply for a mortgage loan for the lender yourself.

The loan procedures need: the identity certificate of the lender's husband and wife, household registration book, marriage certificate, house ownership certificate (sales contract), land certificate (or copy), no house certificate, unit income certificate, and guarantee company guarantee certificate.

Generally, it is relatively simple for developers to collectively handle first-hand housing mortgages.

2. Second-hand housing mortgage loan

If you buy a second-hand house, you need to mortgage the property you just bought and apply for a mortgage loan for the lender yourself.

Loan procedures need: identity certificate of the buyer and seller, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), sales contract, deed tax ticket, evaluation report, buyer's income certificate, and no house certificate.

When handling mortgage loans, buyers and sellers need to sign an online contract with the housing management department, then go to the bank to handle the second-hand housing mortgage loan, then go to the housing management department to handle the transfer procedures, issue a certificate, register the mortgage and withdraw the loan from the bank.