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How to take the initiative to repay the provident fund when it is overdue
1. Repayment on the repayment date agreed in the contract: inquire through the call center telephone entrustment system, plus overdue principal and interest, penalty interest, etc. , at least how much to pay on the next repayment date, and then repay according to this amount on the next repayment date;

2. Repayment on non-contractual repayment date: I hold the original and photocopy of my ID card, apply to the loan business department and agree on the repayment date, but I can only go to the counter once each period, and I need to apply at the counter seven working days before the repayment date.

I. Application for registration

The loan repayment transfer is handled by the applicant himself, and the handling procedures and materials provided according to the loan type are as follows:

(1) Pure provident fund loan

1, acceptance scope

Provident fund loans issued by Hangzhou Provincial Housing Provident Fund Center and Hangzhou Housing Provident Fund Center (except Huaxia, Zheshang, Postal Savings, Hanglian and Bank of Beijing).

2. Treatment process

Workers fill in the Application Form for Monthly Transfer and Repayment of Housing Provident Fund in Zhejiang Province → the depositor agrees to affix the official seal → provide relevant materials to the designated bank outlets → the bank submits them to the center for review.

3. Relevant materials

(1) ID card: the original and photocopy of my ID card; If it is the borrower's spouse, the original and photocopy of the relationship certificate (marriage certificate, household registration book of the same address or relationship certificate issued by the civil affairs department where the household registration is located) shall be provided;

(2) Certification materials: the original provident fund loan contract.

(2) Portfolio loan

1, acceptance scope

Provident fund loans issued by Hangzhou Provincial Housing Provident Fund Center and Hangzhou Housing Provident Fund Center (except Huaxia, Zheshang, Postal Savings, Hanglian and Bank of Beijing).

2. Authorized registration

Authorized registration shall be handled by the borrower with his ID card and loan contract. Upon completion, the bank will issue the authorization registration form and provide the repayment details to the center on a monthly basis.

Note: If the borrower himself or his spouse applies at the same time, he can apply for authorization registration and registration at the same time; Before the borrower's spouse applies, it is necessary to confirm whether the borrower has completed the bank authorization registration.

Step 3 apply for registration

(1) processing flow

Workers fill in the Application Form for Monthly Transfer and Repayment of Housing Provident Fund in Zhejiang Province → the depositor agrees to affix the official seal → provide relevant materials to the designated bank outlets → the bank submits them to the center for review.

(2) Relevant materials

ID card: the original and photocopy of my ID card; If it is the borrower's spouse, the original and photocopy of the relationship certificate (marriage certificate, household registration book of the same address or relationship certificate issued by the civil affairs department where the household registration is located) shall be provided;

② Proof materials: the original provident fund loan contract and the original authorized registration of the borrower's bank.