Every company has more than one plan. However, it may not be applicable to all customers, and the dealer will recommend a scheme suitable for you according to your work nature and income. According to the current national conditions, I will briefly outline two commonly used schemes for you. One is the credit card installment of CCB, which is suitable for formal employees of institutions. But the down payment should be at least 40%. There are also two other expenses: vehicle commercial insurance is about 5000 yuan; The handling fee for three years (which can be considered as interest) is about 12% of the loan amount, about 6300 yuan. If there are other expenses, we can discuss them. After that, the monthly payment only repays the principal, which is less than 1500 yuan per month. After that, the tax on the card is about 7500 yuan. After signing, it will cost about 55 thousand to get on the bus.

Another scheme, General Finance (GMAC) can apply for a minimum down payment of 20%, but the approval is based on the stability of work and income. For example, for a down payment of 30%, there are the following expenses: business insurance is about 5000 yuan, service fee is about 2000 yuan, and deposit is about 2000 yuan. The mortgage fee is 275 yuan. If the loan is about 665,438+00,000 yuan, it will be about 265,438+080 yuan every month for three years. After that, the tax on the card is about 7500 yuan. After signing, it will cost about 45 thousand to get on the bus. In the next two years, commercial insurance will be renewed. Ditto.