Sign a loan contract

Borrower of Working Capital Loan Contract for Construction Enterprises: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Sponsor: _ _ _ _ _ _ _ _ _ _ _ Legal Representative: _ _ _ _ _ _ _ _ Title: _ _ _ _ _ _ _ _ _ _ Address: _ _ _ _ _ _ _ _ _ _ _ _. Article 1 The loan amount agreed in this contract is RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Article 4 The Lender guarantees to provide funds as agreed in this Contract. If the lender delays payment due to work mistakes, the borrower will suffer losses. Article 5 Lenders have the right to check the use of loans. During the inspection, the borrower must have easy access to relevant documents, account books, vouchers and statements, and check the material inventory and construction production. Article 6 If the borrower violates the provisions of this contract and the loan measures, the lender has the right to stop the loan and recover part or all of the loan in advance. Article 7 The guarantor is responsible for the borrower's repayment of the loan principal and interest. If the borrower fails to repay the loan principal and interest on schedule, the guarantor shall be responsible for repayment within one month after receiving the repayment notice from the lender. Article 8 The term of validity of this contract: from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. The original of this contract is in triplicate, with each party holding one copy. Borrower: _ _ _ _ _ _ _ _ _ _ _ (seal) _ _ _ _ _ Representative _ _ _ _ _ _ _ _ _ Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ (seal) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Our company applied for a loan of 500,000 yuan from other companies. Ask a master to write a loan application. In urgent need. thank you

Loan application XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX Xxxxxxxxxxxxxxxx In order to ensure the smooth progress of the project on time, our company hereby applies for an advance payment of RMB five hundred thousand Yuan only (RMB 500,000.00 Yuan), which will be deducted from the project payment of our company when the project is settled. No, please indicate. XXXXXXXXXXXX company 20 1 1 XX month XX day.

Third, the policy of 500,000 interest-free loans for SMEs?

First, small and medium-sized enterprise lenders to apply for self-employment loan guarantee shall meet the following standards:

1. Small and medium-sized enterprises registered in the administrative area of our district;

2. At the beginning (within 65,438+02 months before the application was submitted), the key target of new recruitment was to reach 25% of the total number of employees in the company (65,438+05% for companies with more than 65,438+000 employees), and both parties signed labor contracts with a term of more than one year;

3. There is no personal credit record of serious violations such as unpaid wages and social insurance premiums.

2. The maximum loan amount guaranteed by the lender's own self-employment loan is more than 300,000 yuan (hereinafter referred to as personal credit loan), and the "tied" loan (hereinafter referred to as "tied" loan) can be executed according to the maximum loan amount of 300,000 yuan per person and 3 million yuan. The guarantee amount of self-employment loans for small and medium-sized enterprises shall be effectively and clearly determined by the managers and financial institutions according to the total number of qualified companies, with a maximum of 5 million yuan (hereinafter referred to as loans for small and medium-sized enterprises).

III. Loan Term and Loan Discount

The guarantee period of self-employment loans shall not exceed 3 years at the longest. Personal credit loans and "bundled" loans shall be subsidized by 3 percentage points in loan prime rate during the same period when the contract is signed (that is, 3% in loan prime rate), and loans for small and medium-sized enterprises shall be subsidized by 50% in loan prime rate. The maximum period of each subsidized loan shall not exceed 3 years. Lenders who are proactive in repayment, have strong professional core competence, have good new self-employment projects and meet the key assistance targets or small and medium-sized enterprises can show their self-employment loans to guarantee discount loans again, with the total number of times not exceeding 3 times. Lenders who do not belong to the key assistance targets only enjoy 1 discount loans. Loan extension and self-employed loan guarantee in overdue loans shall not be subsidized.

Fourth, the bank loan interest rate.

For the loan guaranteed by the guarantee fund, with reference to the personal credit status of loan prime rate and the lender and the effective and clear risk sharing method, the annual interest rate will not increase by more than 3% during the same period (the same date of signing the contract). Where credit guarantee or personal credit loan is provided by other means, the financial institution where the handling personnel are located shall negotiate with the lender according to the lender's operating status and personal credit status. The loan contract should indicate the bank loan interest rate. All handling banks and financial institutions shall not raise the real interest rate of self-employed loan guarantees or attach unscientific loan charging standards in various ways.

4. Three sample loan application reports.

Borrowing refers to the funds borrowed by enterprises from banks and other financial institutions and other units, including credit loans, mortgage loans and trust loans. Borrowing can also refer to the funds borrowed by a person from financial institutions such as banks and other units and individuals, including credit loans, mortgage loans and trust loans. This article is a sample of the loan application report I compiled for you, for reference only.

The first sample of loan application report:

Dear:

Hello, my name is XX, and I am an employee of XXXX. I entered Tiefulai in XX. Over the past three years, under the influence of the company's strong corporate culture, under the guidance of leaders and with the care and support of all Tiefulai family members, I have been improving my own shortcomings and learning business knowledge, so that I can grow from a teenager to a business elite. Let me deeply feel that XXX is not only the enterprise where I work, but also the school where I study all my life. I have long regarded Tiefulai as my home. Thank you for your selfless help!

Fate came so suddenly that there was no prelude to everything. At the beginning of this year, under the introduction of relatives, I met a girl from my hometown. After several contacts and understanding, we both felt that we had known each other for a short time. Recently, we got engaged under the arrangement of two families, and the wedding day is coming.

However, marriage is beautiful, and I need to face the reality before marriage. I grew up in a single-parent family, and my father raised me on a few acres of fertile land at home alone. Last year, my father borrowed XX million yuan from relatives and friends to build a new house at home. Looking at my father's hard face, I don't want him to worry too much about my marriage, and I don't want him to add a few silver threads to his gray hair.

So I want to borrow XX million yuan from the company, try my best to lighten my father's burden, and let the marriage have a good start. Ask the leadership for approval! The company will deduct XXX yuan from my salary every month as the monthly repayment amount.

Please seriously consider my application. No matter whether the leader approves or not, I will work hard, be positive and fight bravely, for the platform given by the company, for myself and for my family!

XXXXXXXX

XXX year, XX month, XX day

Article 2 of the model loan application report:

Bank:

Founded in XX, Food Engineering Co., Ltd. has a history of more than 6 years. Our company mainly deals in processing rice products, solid drinks and prepackaged foods. The strict and perfect management system ensures that the company can continuously and stably produce various series of high-quality products, innovate constantly and enhance the competitiveness of enterprises.

The company has obtained the food hygiene production license, and its products are sold to more than 20 provinces and cities in China, which are used in the food industry. At present, the price of products has risen to a certain extent, which is in short supply, and the company's profit level has been significantly improved. The company has 0/20 employees and 20 professional technicians. The registered capital is 6.5438+200,000 yuan, the annual sales can reach 6.5438+800,000 yuan, and the annual tax payment is 500,000 yuan. The development of the company has entered a new round of rapid development platform.

The market improvement in 20 1 1 year has created a rare development opportunity for the company. The company decided to tap the potential of equipment, transform new technologies and expand production capacity to meet the growing market demand. This year, the prices of major raw materials have risen sharply. At the same time, the company expects that the sales volume will increase in the second half of 20 1 1. After the expansion of production capacity, the raw materials in stock can not meet the production demand, so it is necessary to increase the working capital to expand the raw material inventory and ensure production. Therefore, our bank borrowed RMB five hundred thousand Yuan only (RMB 500,000 Yuan) from your bank to purchase raw fuel storage materials. The company takes the income from new sales as the repayment source, and the loan period is half a year (6 months). I hope your bank will give our company credit support and help our company achieve new development! I am here to convey

Best wishes to Shang Qi!

Applicant:

Article 3 of the model loan application report:

Mianyang Investment Holding (Group) Co., Ltd.:

In xx165438+1October, our company undertook the sub-project of the mortar rubble retaining wall in the permanent housing project for farmers in Qiangzhai, Jina, Shi Cun, Gulei Town, Beichuan Qiang Autonomous County. At present, our company has completed all the projects as required, with a total engineering volume of about 6,200 cubic meters and a total project cost of more than 2 million yuan. During the construction, our company has borrowed 600,000 yuan from your company.

Due to the short construction period and large engineering quantity, our company has a large amount of advance payment. Now we have to settle all the wages, materials and machinery expenses of all migrant workers in this project. Because the completion settlement of this project has not been audited as required, our company urgently needs to pay the above project expenses. I hope your company will borrow 800,000 yuan (eight hundred thousand yuan) from our company again to solve the corresponding project cost.

thank you

Borrower: Mianyang Hongda Construction Engineering Company