Although the second-hand housing market is relatively mature now, many sellers are still very worried. Because of many uncertain factors, many homeowners are worried that they will be cheated if they can't receive the final payment. Many homeowners are asking how to guarantee the final payment. How to protect the interests of property owners? Bian Xiao, I will tell you how to guarantee the final payment by selling the house and transferring the ownership.

First, the conditions for receiving money.

When signing a contract with the house owner, the house owner clearly agreed on the payment terms and compensation for breach of contract to ensure that the final payment can be collected on time. It's only clear in the contract, so I dare not default on the final payment. After all, overdue payment is required.

Second, the down payment time

On the day of signing the sales contract, both the buyer and the seller should pay the commission of the intermediary company, and the buyer should pay the down payment to the seller. This is first supervised by the intermediary company, binding buyers and sellers, and then transferred to the seller. On the day of transfer, the bank will make a down payment, the balance and other bank loans. Generally speaking, it is agreed to lend money directly to the seller, and the sales contract will bind the buyer to apply for the loan within a certain period after the transfer. If the buyer defaults, the deposit and commission will not be refunded; If the seller defaults, the commission will not be refunded, and the deposit will be doubled.

Third, delivery time.

Everyone said it was right to pay the house early and collect the money early. The delivery time shall be signed in the contract after negotiation by both parties. Under normal circumstances, the delivery time of the intermediary contract signed in the intermediary and the sales agreement printed in the Housing Authority is the same. If the situation of the buyer and the seller changes, both parties can settle it through consultation.

Fourth, try to take bank loans.

If you take a bank loan next home, don't worry at all. When the bank confirms that the house has been transferred, it will automatically transfer the balance to the bank account you provided, which is beyond the control of the next family. The bank is equivalent to a third-party platform. If the next home is a one-time payment, then it is required to pay the final payment on the day of transfer, otherwise the later period will be extremely complicated and its own interests will be extremely insecure. Therefore, I personally suggest that buying and selling a house should find a trusted intermediary to be your strategist, escort your interests and make suggestions.

The above is about how to guarantee the final payment when selling a house. As long as you do these three steps well, you can complete the payment on time. I hope it will help everyone!