1. Annual Credit Card Fee: The annual credit card fee is the annual fee charged by the bank to the cardholder. The specific amount and policies vary from bank to bank. When applying for a loan, the bank may consider the cardholder's annual credit card handling fee and take it as one of the reference factors for evaluation.
II. Expected term: The lender needs to meet the relevant requirements of the bank if it wants to get the approval of Huinong E-loan within 1 month. These requirements include but are not limited to credit rating, proof of income, employment status and other possible guarantees or guarantees.
Iii. Huinong e-loan: Huinong e-loan is a specific rural credit loan product, aiming at supporting agricultural and rural development. Usually provided by rural credit cooperatives or other financial institutions. The loan amount, interest rate and term may be different, depending on the policies of each bank.
Summary: Whether Huinong E-loan can be approved within 1 month depends on personal credit status, the integrity of application materials and the approval speed of banks. Holding a credit card does not necessarily hinder loan approval, but it may be one of the reference factors in the approval process.
Extended data:
Huinong e-loan is a rural credit loan product provided by China Rural Credit Cooperative, aiming at supporting agricultural and rural development. The borrower can be used for agricultural production, rural management or rural housing. Applicants are required to provide rural credit cooperatives with relevant identification, loan purpose description, loan guarantee and other materials, and meet the corresponding credit rating requirements.