Credit cards are used for daily consumption, not only because they are convenient and can be used in bonus hunter, but more importantly, cardholders can enjoy an interest-free repayment period, but they still have to pay back the money when it expires. As the saying goes, you can't walk by the river without wet shoes. What if there is no money after the credit card is overdrawn? Here's a 12 credit card loan for you. You are short of money.
1, lend it to you.
It is a special credit card repayment port provided by Ping An Bank. It can lend money for 15 minutes at the earliest, and the maximum credit card repayment limit can be 65,438+10,000 yuan. Applicants can apply as long as they are over 18 years old, and the monthly interest rate is as low as 1. 17%, which is a more reliable loan for repaying credit cards.
2. Credit card loan
With low-rate credit card repayment as the main feature, pure online application needs to complete identity authentication, credit card binding, mobile phone real name and credit authentication. The more complete the information you provide and the better the credit conditions, you can apply for a credit card repayment limit of up to 50,000 yuan.
3. Quickly approve flash loans
Step 4 repay the loan
5. Jiaka loan
The applicant is between the ages of 20 and 40, and must have a credit card and debit card under his name, his mobile phone number must be authenticated by his real name, and his personal credit information is good. Applying for credit card repayment with Jiaka Loan Software is generally between 3,000 yuan and 30,000 yuan. If your credit status is good, the next payment of 20,000 yuan should not be a problem.
6. Fast card flash loan
Fast card flash loan is a credit card loan opened in Kaniu Credit Card Manager. You can apply for a loan of 1000-50000 as long as your credit card is in good condition and your age is above 18.
Step 7 pay it back
The approved amount will be directly credited to the credit card account for repayment, with a maximum of 30,000 yuan, and 3/6/ 12 installments can be freely selected, and the interest paid is 50% of the expected annualized interest rate of the minimum repayment amount of the credit card.
8. seconds
Good credit is required every second, and the credit card amount that can be applied for is between 500-30000. Every second, applicants are required to be over 20 years old and need to verify the mobile phone operator. In addition, if there is authorization of Taobao JD.COM account, it will be helpful to the quota and approval rate.
9. Flowers for you
Applicants must be between the ages of 22 and 40. Online application, quick review, 1 day; The minimum loan is 500 yuan, and the maximum loan is 6,543,800 yuan; Support 12 months long installment repayment.
10, small win card loan
Xiaoying credit card loan is a recommended credit card loan with a loan amount of 2000-50000 yuan and a loan term of 3- 12. The monthly interest rate is 0.34%-0.37%, the monthly service fee is1.1%,and the handling fee is 2%, which will be deducted directly when lending.
1 1, Kuaiyihua
This credit card repayment platform focuses on the concept of overdraft consumption within the personal ownership limit. When the consumption reaches 100 yuan, it will be automatically divided into 12 installments, and you can enjoy interest-free for up to 30 days. The minimum handling fee for each installment is 0.5%, which is equivalent to about 30% of the annual interest rate for installment repayment of bank credit card bills.
12, Kung Fu Loan
Kung fu loan is an ancient credit card repayment method. Its main feature is fast lending. Personal information data shows that the maximum loan amount is 654.38+ 10,000. In addition to a credit card, you also need to authorize sesame seeds.
For the above 12 credit card repayment opening, cardholders can choose according to their actual needs, but there is a kind reminder that credit card repayment can only be done as a last resort, otherwise it is easy to fall into a vicious circle of repayment.
Which is the most formal credit card repayment app?
The popularity of credit cards has been very high, and many people will encounter such problems in their daily use, especially in credit card repayment. Many people forget to repay because they forget the repayment time and miss the repayment amount. Today, Bian Xiao will take you to take stock of those credit card repayment apps and compare which one is more convenient and easy to use.
What are the credit card repayment apps?
What are the credit card repayment apps? At present, there are actually many credit card repayment apps on the market, and the familiar ones are WeChat, Alipay and UnionPay. Next, let's look at it one by one.
1) wechat, wechat repayment credit card is a common credit card repayment method, mainly because wechat can provide bill inquiry function, repayment date setting and so on. It is more convenient for friends who are busy at work and often forget the repayment time. However, because WeChat requires credit card repayment to charge a handling fee of 0. 1% of the repayment amount, the number of users has decreased a lot.
2) Dear, this is a credit card WeChat service platform for deferred payment bills. After binding the credit card, you only need to set the repayment date, and the amount to be repaid can be paid off in several times. Credit card arrears of 65,438+00,000 yuan, the deferred repayment fee is 56 yuan, and the credit card will not generate any fees in the month of deferred repayment bill. Quick and convenient, one-click operation, many small partners like to use this. When the cardholder has no funds to repay or has difficulty in repayment, adopting deferred repayment and long-term stable credit card consumption and repayment can effectively help credit card holders improve their personal credit score and consumption limit.
What platforms are there for credit card repayment?
5 1 Credit Card Manager, WeChat, Alipay, Ka Niu, etc. These are repayment channels; Win, save, pay back, etc. These are all third-party repayment platforms, which are thought of in small loans; Mao Lezhifu, Teng Lvtong, Softbank, etc. are all apps for harnessing Huaihe River. Credit card repayment assistance refers to the return of bill consumption funds to the bank in order to ensure the cardholder's good credit record when the cardholder's credit card consumption reaches the final repayment date. Intra-bank repayment
The repayment methods mainly include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
Mobile phone repayment
Mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer by credit card. Arrive immediately!
Convenience store repayment
Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
Network repayment
Common online repayment methods in China are: Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay, Yifubao and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Make an inter-bank transfer
Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Guimiantong
Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.
Lacarra
Cardholders can complete credit card repayment, mobile phone recharge, online bill payment and other services through convenience stores, bank outlets or terminals that purchase Lacarra equipment.
Xinfutong
"Xinfutong" smart card phone is an innovative electronic product independently developed by China UnionPay, certified by Bank Card Testing Center and supported by financial services provided by China UnionPay's inter-bank information exchange network.
Repayment pass
Using the "Repayment Pass" for repayment, the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
Intelligent repayment
The main function of the new industry is to use the balance of 5%- 10% in the card to make a good consumption repayment plan, and then automatically recover the consumption repayment through a licensed payment company to achieve the purpose of full repayment, and charge a certain handling fee. The basic functions are bill management, local payment, card-free application, etc. "
Is there any software that can help me return my credit card?
At present, there are a large number of lending services and brands on various platforms, which are relatively selective for many users. Especially now, there is a loan that needs to be repaid on other platforms. There are many such projects, especially many apps. Find out the psychology of these users, choose some other platforms for repayment, and search a lot on the Internet. Then Bian Xiao will show you the trustworthy credit card repayment software.
First of all, we must understand that Huanbai APP is also a repayment product with a large number of users and high utilization rate. Repayment is a brand of Shanghai Jihe Technology, with effective brand, wide users and wide coverage. It can help users repay their credit cards in installments at low interest rates and borrow money in time. APP borrows money from one platform and then returns it to another platform in time. The user repays the money to Huanbei APP in the next month, so that he can borrow and return it by cycle.
There is also a card loan APP, which is a fully intelligent credit card repayment platform. You can APPly for the service number and APPlication number of the app on the app. You only need to fill in your own relevant information number to register the loan. Moreover, the loan has one advantage: low risk, high service efficiency, high loan funds, which can reach about 50 thousand, the monthly cost is as low as 0.5%, and the loan is faster on the same day.
You can also choose the provincial APP. Provincial APP is the earliest Internet financial brand that launched balance loan in China, which is supported by Harbin Bank's online loan, indicating that APP is a very reliable platform with sufficient capital chain, which can also be divided into three phases, six phases and 12 phases. The standard fee for repayment is generally about 70% of the bank fee.
The above three credit card repayment softwares are also more reliable. Of course, there are other repayment apps, but the repayment interest rate of each repayment app is different, and even the risks are different. Try to choose several repayment apps with high user rate, high support rate and high frequency of use.
What are the products that return credit cards?
With the concept of spending first and paying later deeply rooted in people's hearts, more and more people choose to pay by credit card, but it is inevitable that they will not be able to pay back if they use too much. I have collected some credit card repayment products for your reference in case of emergency.
give it back to me
Repayment is a credit card bill installment APP, which helps users to repay their credit cards in installments at low interest rates, and users can repay them again. You can also provide a 50% discount on the minimum repayment interest of the bank, up to 30,000, and you can freely choose 3/6/ 12 installments.
Xiao Ying kadai
The loan amount of Xiaoying Card is between 2000 and 50000 yuan, and the loan period is 3- 12. At present, the banks that support repayment are: China Construction Bank, China Bank, China Everbright Bank, Industrial Bank, China CITIC Bank, China Merchants Bank, Minsheng Bank, Huaxia Bank, Ping An Bank, Shanghai Pudong Development Bank, China Guangfa Bank, Shanghai Bank, Industrial and Commercial Bank, Agricultural Bank, Bank of Communications and Bank of Beijing.
Kuaiyihua
Kuaiyihua is a consumer finance credit payment service launched by Kuaiqian Company for individual users. After the application is opened, you can enjoy the convenient service of shopping first and then paying back, and like credit cards, you can enjoy a one-month interest-free period or take automatic installment payment.
Lend you back
The credit card compensation products launched by Ping An Bank have loan amounts ranging from 1 0,000 to 1 0,000,000, and the monthly interest rate is 1. 17%. At present, only prime Bank's 17 credit cards are supported, namely Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications and China Everbright Bank.
Kakadai
With low-rate credit card repayment as the main feature, pure online application needs to complete identity authentication, credit card binding, mobile phone real name and credit authentication. The more complete the information you provide and the better the credit conditions, you can apply for a credit card repayment limit of up to 50,000 yuan.
Sina has returned.
Sina loves to ask HP to develop a credit card repayment app. Credit card users can submit application review materials through Sina Youhuan App and WeChat service number, with a maximum loan of 20,000 yuan. Interest is charged according to the actual loan days, which is one thousandth of the daily loan amount. Term 1 month, repayment can be made in advance.
So much for the introduction of credit card repayment.