According to the Measures for the Administration of Fixed Assets Loans, if a single payment exceeds 5% of the total investment or 5 million yuan, the lender shall be entrusted to pay. There are two ways to pay loan funds: one is to entrust the lender (bank) to pay, and the lender will pay the funds to the borrower's transaction object according to the agreed purpose; One is the borrower's independent payment, which is paid by the borrower to the transaction object.

The term "fixed assets loans" as mentioned in these Measures refers to loans for investment in fixed assets. No matter how the lender defines the type of loan internally, as long as the loan is used for investment in fixed assets, it is a fixed asset loan. The scope of fixed assets investment refers to the fixed assets investment projects with a total investment of 500,000 yuan or more with reference to the statistical caliber of fixed assets investment in the statistical report system of fixed assets investment of the national statistical department.