Borrowing is a kind of credit loan product, and its use of funds is clearly stipulated, one of which is that funds should not be used for buying a house. If it is detected by the system, the contract will be terminated in advance and the user will be required to pay off the arrears in one lump sum. Therefore, if you buy a house with a down payment of tens of thousands, you cannot borrow it.

In addition, when applying for a mortgage loan, the bank will check the credit information of the user. Comparing the credit records, it is not difficult to find that the down payment loan is suspected of collecting online loans. So far, it will be considered that the user's poor economic situation has led to the rejection of the mortgage application.