20 19 saw a statistic, which showed that 56% of the younger generation (under 35) in China had no savings. Affected by the epidemic in the past two years, many industries have been hit hard. Many young people have either experienced various unpaid wages or faced various layoffs and unemployment. It is estimated that this number will expand.
Although I admit that you wanted a toy when you were a child, your parents didn't want to buy it. When you grow up and can afford it, spend it early. But I think this "pain point" is more like blindly encouraging consumption.
Reasonable consumption
Spending money wisely is the best advice I have ever heard. Before buying expensive luxury goods, ask yourself: Can you bring yourself high returns? Or just to satisfy your vanity. When buying some non-essential items, you can think more about whether you want to buy them or not, so as to reduce the possibility of buying them and leaving them idle.
Besides, "taking advantage" and "bonus hunter" are not shameful acts. As far as I know, some credit cards and membership cards have very good rights and interests, so we should make good use of them.
Nowadays, consumerism is prevalent, and no young person will have something that he really wants but is expensive. But some people, for their own material desires, overdraw their consumption and eventually get into loans; Some people can scrimp and save, and finally they can buy what they like within the scope of repayment.
Not only that, look for coupons before going out to eat; Go shopping and see the clothes you like and go back to the online store to buy the same paragraph; If the demand for cosmetics is small, buy samples and try on clothes; Travel and hotel tickets are booked long in advance to avoid price increases. ...
The money saved is promising and can be used to invest in yourself. Sometimes you can learn to cook, buy high-grade ingredients to cook and treat yourself. On weekends, you can also visit the city, climb mountains, see the scenery, pat the Milky Way, sunrise and sunset. ...