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What should I do if the housing loan of Luoyuan County Industrial and Commercial Bank of China is released in advance?

To release a house in advance, the mortgage loan needs to be completed. After the bank issues completion procedures, the local construction committee can handle the mortgage release procedures. Applicants need to submit relevant information.

The bank will issue the settlement procedures within 1-3 working days. With the settlement procedures, go to the Real Estate Bureau and the property release can be completed at that time, and other transfer procedures can be carried out at that time.

The materials required to handle the real estate release procedures are as follows:

1. Mortgage of personal debts:

Bring your personal documents and tell the creditor some receipts or if you can Go to the trading center to apply for cancellation with materials such as the statement of the creditor (the amount is correct), the creditor's ID card (or a copy of the business license), and other materials.

2. Bank credit mortgage:

When an individual applies for a loan, bring the information provided by the bank, including (a copy of the bank’s business license, a copy of the legal person, and a copy of the client) Please go to the transaction center to complete the cancellation procedures (such as documents, proof of other rights, etc.) and real estate certificate.