What you want to ask is the 80,000 yuan agricultural loan for the epidemic. What if the epidemic is full of loans? The method is as follows:

1. Contact the original lending bank and ask if it is possible to prepay or refinance. You can repay in advance, you need to pay a certain penalty, you can refinance, and you need to know whether you need to pay other fees.

2. Contact other banks or financial institutions to find out whether there are suitable loan products, compare the loan interest rates, repayment periods and repayment methods of different institutions, and choose the most favorable scheme.