online mortgage loan process of Bank of Communications
online mortgage loan processing procedures of Bank of Communications: the applicant applies, the loan bank reviews, the lender signs a house purchase contract with the development enterprise, the borrower signs a house purchase contract with the development enterprise, the borrower signs a personal housing mortgage loan contract with the loan bank, and the loan bank transfers money.
Online mortgage loan is to complete the real estate assessment, credit application and quota approval online by scanning the QR code on WeChat, while such links as collateral verification, pre-loan investigation, contract signing and mortgage handling are offline and assisted by Bank of Communications staff. Fill in the information such as mortgaged property on the mobile phone, without looking for real estate assessment Company. The system will feedback the evaluation price and loanable amount in real time, and the loan can be received in up to 3 days. And the guarantee fee, mortgage fee and other fees are exempted to minimize the financing cost. From the customer's point of view, "online mortgage loan" can make data run more, make customers run less errands, make banks bother more and save customers costs.
At present, the online mortgage loan of Bank of Communications adopts the method of "online evaluation, credit approval and offline standardized verification investigation", which mainly applies online first, and then goes through mortgage and other procedures offline.
online mortgage loan application process: firstly, log in to the online bank of Bank of Communications, and then submit relevant information as required; After waiting for the preliminary approval, according to the requirements of Bank of Communications, go to the bank to sign a loan contract and cooperate with the bank staff to handle the mortgage loan procedures; After going through the relevant procedures, everyone can get a loan credit; After obtaining the credit, everyone can take the loan at any time through online banking and mobile banking.
the application conditions of online mortgage loan are as follows: the borrower must be over 2 years old and not over 65 years old; The entity currently operating is the legal representative of the entity or the shareholder holding more than 2% of the shares; Personal credit information is good, and there is no bad loan record in the past.
how to apply for online mortgage loan of Bank of Communications? The steps are not complicated!
Now, all major commercial banks are making efforts to lend online, and Bank of Communications is no exception. Bank of Communications launched a mortgage loan product online, which attracted many people's attention. Everyone came to ask Bank of Communications how to apply for online mortgage loan. Here, I will tell you in detail how to apply for this online mortgage loan of Bank of Communications.
The online mortgage loan of Bank of Communications adopts the method of "online evaluation, credit approval and offline standardized verification survey", which mainly applies online, and then goes through mortgage and other procedures offline.
The specific application process is as follows:
1. Log in to the online bank of Bank of Communications, and after logging in to the account, submit relevant materials as required;
2. After waiting for the preliminary approval, go to the bank to sign a loan contract according to the requirements of Bank of Communications, and cooperate with the bank staff to handle the mortgage loan procedures;
3. After going through the relevant formalities, everyone can get a loan credit;
4. After obtaining the credit, everyone can take the loan at any time through online banking and mobile banking.
The loan application conditions are as follows:
1. The borrower is over 2 years old and cannot be over 65 years old;
2. In the operating entity, it belongs to the legal representative of the entity or the shareholders holding more than 2% of the shares;
3. Personal credit information is good, and there is no bad loan record in the past.
Through the above contents, we introduced how to apply for online mortgage loan of Bank of Communications. Generally speaking, you need to submit the application materials online first, and then go through the relevant procedures offline.
How can China Bank borrow money online
At present, customers in some parts of China can apply for loans online through personal online banking and mobile banking of BOC. Online loan application supports micro-enterprise loans, first-hand housing loans, second-hand housing loans, commercial student loans, foreign exchange study loans, consumer car loans, personal business loans and military/armed police housing provident fund loans. The types of loans supported in different regions are different. Please select from the drop-down menu for details.
personal online banking can be used in loan management-new business application-more loan application.
With mobile banking, you can operate in Home-Loans-More Loan Applications.
the above contents are for your reference. please refer to the actual business regulations.
How to apply for online mortgage loan of Bank of Communications
Online mortgage loan of Bank of Communications is a product popular with friends at present. Let me introduce how to apply for this product in detail for my friends, and let's learn about it together.
1. Log in to the online bank of Bank of Communications, and after logging in to the account, submit relevant information as required.
2. After waiting for the preliminary approval, go to the bank to sign the loan contract according to the requirements of Bank of Communications, and cooperate with the bank staff to handle the mortgage loan procedures.
3. After going through the relevant formalities, everyone can get a loan credit.
4. After obtaining the credit, everyone can take the loan at any time through online banking and mobile banking.
The above is an introduction on how to apply for online mortgage loan of Bank of Communications. I hope it will be helpful.