Youwodai is a loan product operated by Shanghai Youwodai Internet Financial Information Service Co., Ltd., which is actually one of the products that everyone is very familiar with. At present, the maximum loan you can apply for is 50,000 yuan, and the longest service period is 12 months. When applying, you need to provide personal basic information and identity authentication, and you need to have credit card authentication that has been used for more than 6 months. The age range of open application is 20-45 years old. In fact, the process of borrowing money from you and me has really changed a lot, because all applications are made under the extremely rich mode, and the lending rate of extremely rich in the last two or three months is also very high in the market.

If you need cash flow, it is recommended to use 360 IOUs, which is a personal loan platform under 360 Finance. 360 IOU was officially launched in September 2006+2065438. 360 IOUs are based on 360 big data, and then comprehensively evaluate users' credit. Finally, on this basis, provide users with instant consumer loans. The maximum loan amount is 200,000 yuan (click the official free loan amount), and the daily interest rate is as low as 0.03%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.