Real estate mortgage loan is one of many mortgage loans. At present, second-hand housing can also apply for second-hand housing mortgage loans from lending institutions. Then, what is the process of handling second-hand housing mortgage loans? The second-hand housing mortgage loan process is divided into three steps, as follows: 1. After the buyer and the seller sign a house purchase contract and pay the down payment, they apply for a loan in the bank. Fill in the loan application form (if married, both husband and wife must come together, and unmarried can come alone), and the center staff will issue a loan commitment letter after examination and approval, which will serve as the basis for the buyers to handle the loan procedures. 2. To receive the receipt of the loan payment voucher of the loan contract with the original ID card, the required process is: acceptance counter (accepting the loan application)-safe (handling insurance)-signature counter (signing the loan contract)-notarization counter (notarization of the contract)-signature counter (receiving the loan contract). 3. After obtaining the loan commitment letter and handling insurance for the mortgaged house, you can sign a loan contract and mortgage contract with the bank with the above information, loan commitment letter, bank savings passbook and savings card to be used for repayment, and go through notarization procedures (if the buyer is married, both husband and wife must come together). If the husband and wife or one of them can't come to sign the contract in person, it is necessary to authorize the other party or a third party to handle the loan-related procedures on their behalf. The power of attorney must be notarized and the trustee has the right to entrust. Through the introduction, I believe that everyone has a certain understanding of the second-hand housing mortgage loan processing process, and I hope that the introduction can bring some help to everyone.